<ARTICLE>  9
<LEGEND>

THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION
EXTRACTED FROM THE CONSOLIDATED FINANCIAL STATEMENTS OF
SYNOVUS FINANCIAL CORP. AS OF AND FOR THE TWELVE MONTHS
ENDED DECEMBER 31, 1999, AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

     
<PERIOD-TYPE>    12-MOS
<FISCAL-YEAR-END>       DEC-31-1999
<PERIOD-START>          JAN-01-1999
<PERIOD-END>            DEC-31-1999


<CASH>                                                  466,543
<INT-BEARING-DEPOSITS>                                    1,928
<FED-FUNDS-SOLD>                                         92,093
<TRADING-ASSETS>                                              0
<INVESTMENTS-HELD-FOR-SALE>                           1,716,678
<INVESTMENTS-CARRYING>                                  277,279
<INVESTMENTS-MARKET>                                    273,504
<LOANS>                                               9,151,384
<ALLOWANCE>                                             127,558
<TOTAL-ASSETS>                                       12,547,001
<DEPOSITS>                                            9,440,087
<SHORT-TERM>                                          1,261,391
<LIABILITIES-OTHER>                                     235,949
<LONG-TERM>                                             318,620
<PREFERRED-MANDATORY>                                         0
<PREFERRED>                                                   0
<COMMON>                                                282,189
<OTHER-SE>                                              944,480
<TOTAL-LIABILITIES-AND-EQUITY>                       12,547,001
<INTEREST-LOAN>                                         766,176
<INTEREST-INVEST>                                       118,864
<INTEREST-OTHER>                                          2,967
<INTEREST-TOTAL>                                        888,007
<INTEREST-DEPOSIT>                                      323,752
<INTEREST-EXPENSE>                                      374,713
<INTEREST-INCOME-NET>                                   513,294
<LOAN-LOSSES>                                            34,007
<SECURITIES-GAINS>                                        1,202
<EXPENSE-OTHER>                                         869,737
<INCOME-PRETAX>                                         349,315
<INCOME-PRE-EXTRAORDINARY>                              225,307
<EXTRAORDINARY>                                               0
<CHANGES>                                                     0
<NET-INCOME>                                            225,307
<EPS-BASIC>                                                0.80
<EPS-DILUTED>                                              0.80
<YIELD-ACTUAL>                                             5.07
<LOANS-NON>                                              27,924
<LOANS-PAST>                                             16,878
<LOANS-TROUBLED>                                          1,252
<LOANS-PROBLEM>                                               0
<ALLOWANCE-OPEN>                                        114,109
<CHARGE-OFFS>                                            30,443
<RECOVERIES>                                              6,957
<ALLOWANCE-CLOSE>                                       127,558
<ALLOWANCE-DOMESTIC>                                    127,558
<ALLOWANCE-FOREIGN>                                           0
<ALLOWANCE-UNALLOCATED>                                  27,132