SUBSIDIARIES OF SYNOVUS FINANCIAL CORP.
Name Ownership Percentage
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Georgia Corporations
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Columbus Bank and Trust Company1 100%
Commercial Bank 100%
Commercial Bank and Trust Company of Troup County 100%
Security Bank and Trust Company of Albany 100%
Sumter Bank and Trust Company 100%
The Coastal Bank of Georgia 100%
First State Bank and Trust Company of Valdosta 100%
Bank of Hazlehurst 100%
The Cohutta Banking Company 100%
Bank of Coweta 100%
Citizens Bank and Trust of West Georgia 100%
First Community Bank of Tifton 100%
Synovus Technologies, Inc. 100%
CB&T Bank of Middle Georgia 100%
Sea Island Bank 100%
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1 Columbus Bank and Trust Company has one majority owned subsidiary, Total
System Services, Inc., a Georgia corporation, and three wholly owned
subsidiaries, Synovus Trust Company, Synovus Securities, Inc. and Synovus
Insurance Services of Georgia, Inc., all of which are Georgia corporations.
Total System Services, Inc. has four wholly owned subsidiaries, Columbus
Depot Equipment Company, TSYS Total Solutions, Inc., TSYS Canada, Inc. and
Columbus Productions, Inc., all of which are Georgia corporations. Synovus
Trust Company has one wholly owned subsidiary, Synovus Trust Company, a
Florida corporation.
Citizens First Bank2 100%
The Citizens Bank 100%
The Citizens Bank of Cochran 100%
Athens First Bank & Trust Company3 100%
Citizens & Merchants State Bank 100%
Synovus Service Corp. 100%
Bank of North Georgia 100%
Georgia Bank and Trust 100%
Charter Bank & Trust Co. 100%
TSYS Total Debt Management, Inc. 100%
Alabama Corporations
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Synovus Financial Corp. of Alabama 100%
Community Bank and Trust of Southeast Alabama 100%
First Commercial Bank of Huntsville 100%
The Bank of Tuscaloosa 100%
Sterling Bank 100%
First Commercial Bank of Birmingham4 100%
CB&T Bank of Russell County 100%
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2 Citizens First Bank has one wholly owned subsidiary, Citizens Service
Company, a Georgia corporation.
3 Athens First Bank & Trust Company has one wholly owned subsidiary, Athena
Service Corporation, a Georgia corporation.
4 First Commercial Bank of Birmingham has three wholly owned subsidiaries,
First Commercial Mortgage Corporation, First Commercial Credit Corporation
and Synovus Mortgage Corp., all of which are Alabama corporations.
2
Synovus Trust Corp. 100%
Florida Corporations
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Quincy State Bank 100%
The Tallahassee State Bank5 100%
Bank of Pensacola 100%
Vanguard Bank and Trust Company 100%
First Coast Community Bank 100%
National Banking Associations
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The National Bank of Walton County (GA) 100%
Peachtree National Bank (GA) 100%
First National Bank of Jasper (AL)6 100%
National Bank of South Carolina (SC)7 100%
Mountain National Bank (GA)8 100%
lists\subsid2.snv
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5 Tallahassee State Bank has one wholly owned subsidiary, Synovus Insurance
Services of Florida, a Florida corporation.
6 First National Bank of Jasper has one wholly owned subsidiary, Synovus
Insurance Services of Alabama, Inc., an Alabama corporation.
7 National Bank of South Carolina has one wholly owned subsidiary, Synovus
Insurance Services of South Carolina, Inc., a South Carolina corporation.
8 Mountain National Bank has one wholly owned subsidiary, Merit Leasing
Corporation, a Georgia corporation.
3