<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONSOLIDATED FINANCIAL STATMENTS OF SYNOVUS FINANCIAL CORP. AS OF AND FOR THE THREE MONTHS ENDED MARCH 31,2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> MAR-31-2000 <CASH> 434,739 <INT-BEARING-DEPOSITS> 1,096 <FED-FUNDS-SOLD> 141,538 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 1,738,905 <INVESTMENTS-CARRYING> 282,966 <INVESTMENTS-MARKET> 278,922 <LOANS> 9,598,104 <ALLOWANCE> 134,035 <TOTAL-ASSETS> 13,048,240 <DEPOSITS> 9,690,236 <SHORT-TERM> 1,387,081 <LIABILITIES-OTHER> 225,417 <LONG-TERM> 421,469 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 282,458 <OTHER-SE> 974,171 <TOTAL-LIABILITIES-AND-EQUITY> 13,048,240 <INTEREST-LOAN> 217,625 <INTEREST-INVEST> 31,389 <INTEREST-OTHER> 1,255 <INTEREST-TOTAL> 250,269 <INTEREST-DEPOSIT> 88,620 <INTEREST-EXPENSE> 113,300 <INTEREST-INCOME-NET> 136,969 <LOAN-LOSSES> 10,911 <SECURITIES-GAINS> (1) <EXPENSE-OTHER> 226,876 <INCOME-PRETAX> 95,837 <INCOME-PRE-EXTRAORDINARY> 61,392 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 61,392 <EPS-BASIC> 0.22 <EPS-DILUTED> 0.22 <YIELD-ACTUAL> 4.90 <LOANS-NON> 34,170 <LOANS-PAST> 15,621 <LOANS-TROUBLED> 2,110 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 127,558 <CHARGE-OFFS> 6,979 <RECOVERIES> 2,545 <ALLOWANCE-CLOSE> 134,035 <ALLOWANCE-DOMESTIC> 134,035 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 25,852