<ARTICLE>  9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATMENTS OF SYNOVUS FINANCIAL CORP. AS OF AND FOR THE
THREE MONTHS ENDED MARCH 31,2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

                                                  
<PERIOD-TYPE>                                        3-MOS
<FISCAL-YEAR-END>                                 DEC-31-1999
<PERIOD-START>                                    JAN-01-1999
<PERIOD-END>                                      MAR-31-2000
<CASH>                                                434,739
<INT-BEARING-DEPOSITS>                                  1,096
<FED-FUNDS-SOLD>                                      141,538
<TRADING-ASSETS>                                            0
<INVESTMENTS-HELD-FOR-SALE>                         1,738,905
<INVESTMENTS-CARRYING>                                282,966
<INVESTMENTS-MARKET>                                  278,922
<LOANS>                                             9,598,104
<ALLOWANCE>                                           134,035
<TOTAL-ASSETS>                                     13,048,240
<DEPOSITS>                                          9,690,236
<SHORT-TERM>                                        1,387,081
<LIABILITIES-OTHER>                                   225,417
<LONG-TERM>                                           421,469
<PREFERRED-MANDATORY>                                       0
<PREFERRED>                                                 0
<COMMON>                                              282,458
<OTHER-SE>                                            974,171
<TOTAL-LIABILITIES-AND-EQUITY>                     13,048,240
<INTEREST-LOAN>                                       217,625
<INTEREST-INVEST>                                      31,389
<INTEREST-OTHER>                                        1,255
<INTEREST-TOTAL>                                      250,269
<INTEREST-DEPOSIT>                                     88,620
<INTEREST-EXPENSE>                                    113,300
<INTEREST-INCOME-NET>                                 136,969
<LOAN-LOSSES>                                          10,911
<SECURITIES-GAINS>                                         (1)
<EXPENSE-OTHER>                                       226,876
<INCOME-PRETAX>                                        95,837
<INCOME-PRE-EXTRAORDINARY>                             61,392
<EXTRAORDINARY>                                             0
<CHANGES>                                                   0
<NET-INCOME>                                           61,392
<EPS-BASIC>                                              0.22
<EPS-DILUTED>                                            0.22
<YIELD-ACTUAL>                                           4.90
<LOANS-NON>                                            34,170
<LOANS-PAST>                                           15,621
<LOANS-TROUBLED>                                        2,110
<LOANS-PROBLEM>                                             0
<ALLOWANCE-OPEN>                                      127,558
<CHARGE-OFFS>                                           6,979
<RECOVERIES>                                            2,545
<ALLOWANCE-CLOSE>                                     134,035
<ALLOWANCE-DOMESTIC>                                  134,035
<ALLOWANCE-FOREIGN>                                         0
<ALLOWANCE-UNALLOCATED>                                25,852