SUBSIDIARIES OF SYNOVUS FINANCIAL CORP.
03/06/01
Name Ownership Percentage
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Georgia Corporations
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Columbus Bank and Trust Company (1) 100%
Commercial Bank 100%
Commercial Bank and Trust Company of Troup County 100%
Security Bank and Trust Company of Albany 100%
Sumter Bank and Trust Company 100%
The Coastal Bank of Georgia 100%
First State Bank and Trust Company of Valdosta 100%
Bank of Hazlehurst 100%
The Cohutta Banking Company 100%
Bank of Coweta 100%
Citizens Bank and Trust of West Georgia 100%
First Community Bank of Tifton 100%
CB&T Bank of Middle Georgia 100%
Sea Island Bank 100%
Citizens First Bank 100%
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(1) Columbus Bank and Trust Company has one majority owned subsidiary,
Total System Services, Inc., a Georgia corporation, and three wholly
owned subsidiaries, Synovus Trust Company, Synovus Securities, Inc.
and Synovus Insurance Services of Georgia, Inc., all of which are
Georgia corporations. Synovus Securities, Inc. has one wholly owned
subsidiary, Robert Andrew Securities, Inc., a Georgia corporation.
Total System Services, Inc. has five wholly owned subsidiaries,
Columbus Depot Equipment Company, TSYS Total Solutions, Inc., TSYS
Canada, Inc., Columbus Productions, Inc. and DotsConnect, Inc., all of
which are Georgia corporations. TSYS also holds a 50% interest in
Vital Processing Services, LLC, a Delaware company, a 53% interest in
GP Network Corporation, a Japanese corporation, and a 49% interest in
Total System Services de Mexico, a Mexican corporation. Synovus Trust
Company has one wholly owned subsidiary, Synovus Trust Company, a
Florida corporation.
The Citizens Bank 100%
The Citizens Bank of Cochran 100%
Athens First Bank & Trust Company (2) 100%
Citizens & Merchants State Bank 100%
Bank of North Georgia 100%
Georgia Bank and Trust 100%
Charter Bank & Trust Co. 100%
TSYS Total Debt Management, Inc. 100%
Total Technology Ventures, LLC 60%
Creative Financial Group, LTD 100%
Alabama Corporations
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Synovus Financial Corp. of Alabama 100%
Community Bank and Trust of Southeast Alabama 100%
First Commercial Bank of Huntsville 100%
The Bank of Tuscaloosa 100%
Sterling Bank 100%
First Commercial Bank of Birmingham (3) 100%
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(2) Athens First Bank & Trust Company has one wholly owned subsidiary,
Athena Service Corporation, a Georgia corporation.
(3) First Commercial Bank of Birmingham has three wholly owned
subsidiaries, First Commercial Mortgage Corporation, First Commercial
Credit Corporation and Synovus Mortgage Corp., all of which are
Alabama corporations.
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CB&T Bank of Russell County 100%
Synovus Trust Corp. 100%
Florida Corporations
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Quincy State Bank 100%
The Tallahassee State Bank (4) 100%
Bank of Pensacola 100%
Vanguard Bank and Trust Company 100%
First Coast Community Bank 100%
National Banking Associations
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The National Bank of Walton County (GA) 100%
Peachtree National Bank (GA) 100%
First National Bank of Jasper (AL) (5) 100%
National Bank of South Carolina (SC) (6) 100%
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(4) Tallahassee State Bank has one wholly owned subsidiary, Synovus
Insurance Services of Florida, Inc. a Florida corporation.
(5) First National Bank of Jasper has one wholly owned subsidiary, Synovus
Insurance Services of Alabama, Inc., an Alabama corporation.
(6) National Bank of South Carolina has one wholly owned subsidiary,
Synovus Insurance Services of South Carolina, Inc., a South Carolina
corporation.
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Mountain National Bank (GA) (7) 100%
pointpathbank, N.A. (GA) 100%
Delaware Corporations
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ProCard, Inc. 100%
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(7) Mountain National Bank has one wholly owned subsidiary, Merit Leasing
Corporation, a Georgia corporation.
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