Independent Auditors' Consent



We consent to  incorporation  by reference in the  Registration  Statements (No.
33-35926,  No. 33-56614,  No. 2-93472, No. 2-94639, No. 33-40738,  No. 33-39845,
No. 33-77900,  No.  33-77980,  No. 33-79518,  No.  33-89782,  No. 33-90630,  No.
33-90632,  No.  33-91690,  No.  33-60473,  No.  33-60475,  No.  333-30937,   No.
333-62709,  No. 333-88087,  No.  333-38232,  No. 333-40368 and No. 333-55748) on
Form S-8 of Synovus  Financial  Corp.  of our report  dated  January  17,  2001,
relating to the  consolidated  balance  sheets of Synovus  Financial  Corp.  and
subsidiaries  as of December 31, 2000  and  1999,  and the related  consolidated
statements of income,  changes in shareholders'  equity, and cash flows for each
of the years in the  three-year  period ended  December  31, 2000,  which report
appears in or is incorporated by reference in the Synovus Financial Corp. Annual
Report on Form 10-K for the year 2000.


/s/KPMG

Atlanta, Georgia
March 16, 2001



                          Independent Auditors' Consent



We consent to  incorporation  by reference in the  Registration  Statements (No.
333-37403,  No. 333-72827,  No. 333-88263, No. 333-91007, No. 333-91091, and No.
333-34070)  on Form S-3 of Synovus  Financial  Corp. of our report dated January
17, 2001, relating to the consolidated balance sheets of Synovus Financial Corp.
and subsidiaries as of December 31, 2000 and  1999, and the related consolidated
statements of income,  changes in shareholders'  equity, and cash flows for each
of the years in the  three-year  period ended  December  31, 2000,  which report
appears in or is incorporated by reference in the Synovus Financial Corp. Annual
Report on Form 10-K for the year 2000.

/s/KPMG

Atlanta, Georgia
March 16, 2001