Exhibit 21.1 SUBSIDIARIES OF SYNOVUS FINANCIAL CORP. Name Ownership Percentage - ------ -------------------- Georgia Corporations - -------------------- Columbus Bank and Trust Company(1) 100% Commercial Bank 100% Commercial Bank & Trust Company of Troup County 100% Security Bank and Trust Company of Albany 100% Sumter Bank and Trust Company 100% The Coastal Bank of Georgia 100% First State Bank and Trust Company of Valdosta 100% The Cohutta Banking Company 100% Bank of Coweta 100% Citizens Bank and Trust of West Georgia(2) 100% First Community Bank of Tifton 100% CB&T Bank of Middle Georgia 100% Sea Island Bank 100% Citizens First Bank 100% The Citizens Bank 100% Athens First Bank & Trust Company(3) 100% Citizens & Merchants State Bank 100% Bank of North Georgia 100% Georgia Bank & Trust 100% Charter Bank & Trust Co. 100% Total Technology Ventures, LLC 60% Creative Financial Group, LTD 100% Synovus Securities, Inc. 100% GLOBALT, Inc. 100% Alabama Corporations - -------------------- Synovus Financial Corp. of Alabama 100% Community Bank & Trust of Southeast Alabama 100% First Commercial Bank of Huntsville 100% The Bank of Tuscaloosa 100% Sterling Bank 100% First Commercial Bank(4) 100% CB&T Bank of Russell County 100% Florida Corporations - --------------------- Quincy State Bank 100% The Tallahassee State Bank(5) 100% Bank of Pensacola 100% Vanguard Bank & Trust Company 100% First Coast Community Bank 100% United Bank and Trust Company(6) 100% United Bank of the Gulf Coast 100% United Trust Company 100% EPW Investment Management, Inc. 100% UFMB Corp. 100% National Banking Associations - ----------------------------- The National Bank of Walton County (GA) 100% Peachtree National Bank (GA) 100% The First National Bank of Jasper (AL)(7) 100% The National Bank of South Carolina (SC)(8) 100% Mountain National Bank (GA)(9) 100% pointpathbank, N.A. (GA) 100% Tennessee Corporations - ----------------------- The Bank of Nashville(10) 100% - -------- (1) Columbus Bank and Trust Company has one majority owned subsidiary, Total System Services, Inc., a Georgia corporation, and two wholly owned subsidiaries, Synovus Trust Company, N.A., a nationally chartered trust company, and Synovus Insurance Services of Georgia, Inc., a Georgia corporation. Total System Services, Inc. has five wholly owned subsidiaries, Columbus Depot Equipment Company, TSYS Canada, Inc., TSYS Total Debt Management, Inc., Columbus Productions, Inc. and ProCard, Inc., all of which are Georgia corporations but ProCard, Inc. ProCard, Inc. is a Delaware corporation. TSYS also holds a 50% interest in Vital Processing Services, LLC, a Delaware company, a 51.46% interest in GP Network Corporation, a Japanese corporation, and a 49% interest in Total System Services de Mexico, a Mexican corporation. (2) Citizens Bank and Trust of West Georgia has one wholly owned subsidiary, Synovus Insurance Services of West Georgia, Inc., a Georgia corporation. (3) Athens First Bank & Trust Company has one wholly owned subsidiary, Athena Service Corporation, a Georgia corporation. (4) First Commercial Bank of Birmingham has four wholly owned subsidiaries, First Commercial Mortgage Corporation, First Commercial Credit Corporation, Synovus Mortgage Corp. and First Holdings, Inc., all of which are Alabama corporations. First Holdings, Inc. has two direct and indirect wholly owned subsidiaries, FCBDE Holdings, Inc., a Delaware corporation, and FCBIM Corp., a Georgia corporation. (5) Tallahassee State Bank has one wholly owned subsidiary, Synovus Insurance Services of Florida, Inc., a Florida corporation. (6) United Bank and Trust Company has two wholly owned subsidiaries, Giants Property, Inc. and Imaginative Investments, Inc., both of which are Florida corporations. (7) First National Bank of Jasper has two wholly owned subsidiaries, Synovus Insurance Services of Alabama, Inc. and FNBJ Holdings, Inc., both of which are Alabama corporations. FNBJ Holdings, Inc. has two direct and indirect wholly owned subsidiaries, FNBJDE Holdings, Inc., a Delaware corporation, and FNBJIM Corp., a Georgia corporation. (8) National Bank of South Carolina has two wholly owned subsidiaries, Synovus Insurance Services of South Carolina, Inc., a South Carolina corporation, and NBSC Holdings, Inc., a Delaware Corporation. NBSC Holdings, Inc. has one wholly owned subsidiary, NBSCIM Corp., a Georgia corporation. (9) Mountain National Bank has one wholly owned subsidiary, Merit Leasing Corporation, a Georgia corporation. (10) The Bank of Nashville has three wholly owned subsidiaries, BON Title Agency, Inc. and Machinery Leasing Company of North America, Inc., both of which are Tennessee corporations, and TBON Nevada Corporation, a Nevada corporation. TBON Nevada Corporation has one wholly owned subsidiary, Western Securities Management, Inc., a Nevada Corporation.