Exhibit 32

                        CERTIFICATION OF PERIODIC REPORT

Pursuant to Section 906 of the  Sarbanes-Oxley  Act of 2002,  18 U.S.C.  Section
1350, James H. Blanchard, the Chief Executive Officer of Synovus Financial Corp.
(the  "Company"),  and Thomas J. Prescott,  the Chief  Financial  Officer of the
Company, hereby certify that, to the best of their knowledge:

(1) The  Company's  Quarterly  Report on Form 10-Q for the period ended June 30,
2003 (the  "Report")  fully complies with the  requirements  of section 13(a) or
section 15(d) of the Securities Exchange Act of 1934; and

(2) The  information  contained in the Report fairly  presents,  in all material
respects, the financial condition and results of operations of the Company.


Dated: August 14, 2003                       BY:  /s/James H. Blanchard
       ---------------                            -----------------------------
                                                     James H. Blanchard
                                                     Chief Executive Officer


Dated: August 14, 2003                       BY:  /s/Thomas J. Prescott
       ---------------                           ------------------------------
                                                     Thomas J. Prescott
                                                     Chief Financial Officer

A signed  original of this  written  statement  required by Section 906 or other
document authenticating, acknowledging, or otherwise adopting the signature that
appears in typed form within the  electronic  version of this written  statement
required by Section 906, has been provided to Synovus  Financial  Corp. and will
be retained by Synovus  Financial  Corp.  and  furnished to the  Securities  and
Exchange Commission or its staff upon request.

This  certification  "accompanies"  the Form  10-Q to which it  relates,  is not
deemed filed with the SEC and is not to be  incorporated  by reference  into any
filing of the Company  under the  Securities  Act of 1933,  as  amended,  or the
Securities  Exchange Act of 1934,  as amended  (whether made before or after the
date of the Form 10-Q,  irrespective of any general  incorporation  contained in
such filing.)