Accountants' Consent






The Board of Directors
Synovus Financial Corp.:


We consent to the incorporation by reference in the Registration Statements (No.
33-35926,  No. 33-56614,  No. 33-40738,  No. 33-39845, No. 2-93472, No. 2-94639,
No. 33-77900,  No.  33-77980,  No. 33-79518,  No.  33-89782,  No. 33-90630,  No.
33-90632,  No. 33-91690,  No. 33-60473, and No. 33-60475) on Form S-8 of Synovus
Financial  Corp.  of  our  report  dated  January  26,  1996,  relating  to  the
consolidated statements of condition of Synovus Financial Corp. and subsidiaries
as of December 31, 1995 and 1994,  and the related  consolidated  statements  of
income, shareholders' equity, and cash flows for each of the years in the three-
year period  ended  December 31, 1995,  which  report  appears in Synovus'  1995
Annual  Report to  Shareholders  and is  incorporated  by  reference in the 1995
annual report on Form 10-K of Synovus Financial Corp.

Our report  dated  January  26, 1996  refers to a change in the  accounting  for
investment  securities at December 31, 1993 to adopt the provisions of Statement
of Financial  Accounting  Standards No. 115, "Accounting for Certain Investments
in Debt and Equity Securities."



                                   KPMG PEAT MARWICK LLP



Atlanta, Georgia
March 22, 1996




                              Accountants' Consent




The Board of Directors
Synovus Financial Corp.:

We consent to the  incorporation by reference  in  the  Registration  Statements
(No.  33-42844 and No.  33-85948) on Form S-3 of Synovus  Financial Corp. of our
report  dated  January 26,  1996,  relating to the  consolidated  statements  of
condition of Synovus  Financial  Corp. and  subsidiaries as of December 31, 1995
and 1994,  and the  related  consolidated  statements  of income,  shareholders'
equity,  and cash  flows for each of the years in the  three-year  period  ended
December  31,  1995,  which  report  appears in Synovus'  1995 Annual  Report to
Shareholders  and is incorporated by reference in the 1995 annual report on Form
10-K of Synovus Financial Corp.

Our report  dated  January 26, 1996  refers to a change  in the  accounting  for
investment  securities at December 31, 1993 to adopt the provisions of Statement
of Financial  Accounting  Standards No. 115, "Accounting for Certain Investments
in Debt and Equity Securities."



                                             KPMG PEAT MARWICK LLP



Atlanta, Georgia
March 22, 1996