<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF SYNOVUS FINANCIAL CORP. FOR THE TWELVE MONTHS ENDED
DECEMBER 31, 1995, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000018349
<NAME> SYNOVUS FINANCIAL CORP.
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               DEC-31-1995
<CASH>                                         382,696
<INT-BEARING-DEPOSITS>                           1,093
<FED-FUNDS-SOLD>                               123,832
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,106,298
<INVESTMENTS-CARRYING>                         380,918
<INVESTMENTS-MARKET>                           386,579
<LOANS>                                      5,512,030
<ALLOWANCE>                                     81,384
<TOTAL-ASSETS>                               7,927,595
<DEPOSITS>                                   6,727,879
<SHORT-TERM>                                   229,477
<LIABILITIES-OTHER>                            142,079
<LONG-TERM>                                    106,815
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        77,281
<OTHER-SE>                                     616,274
<TOTAL-LIABILITIES-AND-EQUITY>               7,927,595
<INTEREST-LOAN>                                525,080
<INTEREST-INVEST>                               84,595
<INTEREST-OTHER>                                 6,113
<INTEREST-TOTAL>                               615,788
<INTEREST-DEPOSIT>                             253,761
<INTEREST-EXPENSE>                             273,913
<INTEREST-INCOME-NET>                          341,875
<LOAN-LOSSES>                                   25,787
<SECURITIES-GAINS>                                 368
<EXPENSE-OTHER>                                477,453
<INCOME-PRETAX>                                179,469
<INCOME-PRE-EXTRAORDINARY>                     114,583
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   114,583
<EPS-PRIMARY>                                     1.00<F1>
<EPS-DILUTED>                                     1.00<F1>
<YIELD-ACTUAL>                                    5.15
<LOANS-NON>                                     23,202
<LOANS-PAST>                                    11,417
<LOANS-TROUBLED>                                80,131
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                75,018
<CHARGE-OFFS>                                   24,932
<RECOVERIES>                                     4,510
<ALLOWANCE-CLOSE>                               81,384
<ALLOWANCE-DOMESTIC>                            18,936
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         62,448
<FN>
<F1> ON MARCH 11, 1996 SYNOVUS  FINANCIAL CORP. ANNOUNCED A THREE-FOR-TWO  STOCK
     SPLIT  EFFECTIVE  APRIL 8, 1996 TO  SHAREHOLDERS  OF RECORD AS OF MARCH 21,
     1996.  PER  SHARE  DATA HAS BEEN  RETROACTIVELY  RESTATED  TO  REFLECT  THE
     ADDITIONAL SHARES OUTSTANDING RESULTING FROM THE STOCK SPLIT.
</FN>