<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF SYNOVUS FINANCIAL CORP. FOR THE TWELVE MONTHS ENDED
DECEMBER 31, 1995, AND IS QUALIFED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED>
<MULTIPLIER> 1,000
<PERIOD-TYPE> 3-MOS 6-MOS 9-MOS 12-MOS
<FISCAL-YEAR-END> DEC-31-1995 DEC-31-1995 DEC-31-1995 DEC-31-1995
<PERIOD-START> JAN-01-1995 JAN-01-1995 JAN-01-1995 JAN-01-1995
<PERIOD-END> MAR-31-1995 JUN-30-1995 SEP-30-1995 DEC-31-1995
<CASH> 299,679 330,930 306,687 382,696
<INT-BEARING-DEPOSITS> 2,273 2,251 1,280 1,093
<FED-FUNDS-SOLD> 70,906 128,480 42,543 123,832
<TRADING-ASSETS> 0 0 0 0
<INVESTMENTS-HELD-FOR-SALE> 497,514 851,093 899,625 1,106,298
<INVESTMENTS-CARRYING> 860,645 501,874 521,474 380,918
<INVESTMENTS-MARKET> 847,128 504,779 522,859 386,579
<LOANS> 5,211,208 5,363,417 5,458,618 5,512,030
<ALLOWANCE> 78,954 82,492 84,051 81,384
<TOTAL-ASSETS> 7,308,851 7,569,838 7,624,552 7,927,595
<DEPOSITS> 6,287,756 6,504,954 6,457,593 6,727,879
<SHORT-TERM> 152,144 162,787 219,287 229,477
<LIABILITIES-OTHER> 104,435 108,517 134,314 142,079
<LONG-TERM> 129,377 123,835 122,249 106,815
<PREFERRED-MANDATORY> 0 0 0 0
<PREFERRED> 0 0 0 0
<COMMON> 76,038 76,779 77,240 77,281
<OTHER-SE> 534,919 567,903 587,559 616,274
<TOTAL-LIABILITIES-AND-EQUITY> 7,308,851 7,569,838 7,624,552 7,927,595
<INTEREST-LOAN> 123,504 254,743 389,321 525,080
<INTEREST-INVEST> 20,243 40,646 61,952 84,595
<INTEREST-OTHER> 597 2,273 3,832 6,113
<INTEREST-TOTAL> 144,344 297,662 455,105 615,788
<INTEREST-DEPOSIT> 55,633 119,670 186,054 253,761
<INTEREST-EXPENSE> 5,881 10,653 15,450 273,913
<INTEREST-INCOME-NET> 61,514 167,339 253,601 341,875
<LOAN-LOSSES> 5,245 10,984 17,198 25,787
<SECURITIES-GAINS> (243) (15) 0 368
<EXPENSE-OTHER> 113,543 231,578 354,191 477,453
<INCOME-PRETAX> 37,518 79,306 126,503 179,469
<INCOME-PRE-EXTRAORDINARY> 37,518 79,306 126,503 114,583
<EXTRAORDINARY> 0 0 0 0
<CHANGES> 0 0 0 0
<NET-INCOME> 24,070 50,670 80,949 114,583
<EPS-PRIMARY> .21 .44 .71 1.00<F1>
<EPS-DILUTED> .21 .44 .70 .99<F1>
<YIELD-ACTUAL> 5.25 5.19 5.16 5.15
<LOANS-NON> 24,609 24,715 26,550 23,202
<LOANS-PAST> 10,847 11,541 9,758 11,417
<LOANS-TROUBLED> 2,006 15,602 19,221 80,131
<LOANS-PROBLEM> 0 0 0 0
<ALLOWANCE-OPEN> 75,018 75,018 75,018 75,018
<CHARGE-OFFS> 2,840 7,027 12,696 24,932
<RECOVERIES> 1,203 2,516 3,530 4,510
<ALLOWANCE-CLOSE> 78,954 82,492 84,051 81,384
<ALLOWANCE-DOMESTIC> 63,030 65,854 67,099 18,936
<ALLOWANCE-FOREIGN> 0 0 0 0
<ALLOWANCE-UNALLOCATED> 15,924 16,638 16,952 62,448
<FN>
<F1>ON MARCH 11, 1996 SYNOVUS FINANCIAL CORP. ANNOUNCED A THREE-FOR-TWO STOCK SPLIT
EFFECTIVE APRIL 8, 1996 TO SHREHOLDERS OF RECORD AS OF MARCH 21, 1996. PER
SHARE DATA HAS BEEN RETROACTIVELY RESTATED TO REFLECT THE ADDITIONAL SHARES
OUTSTANDING RESULTING FROM THE STOCK SPLIT.
</FN>