<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FINANCIAL STATEMENTS OF SYNOVUS FINANCIAL CORP. FOR THE TWELVE MONTHS ENDED DECEMBER 31, 1997, AND IS QUALIFED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JAN-01-1997 <PERIOD-END> DEC-31-1997 <CASH> 388,134 <INT-BEARING-DEPOSITS> 1,272 <FED-FUNDS-SOLD> 93,392 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 1,325,036 <INVESTMENTS-CARRYING> 330,137 <INVESTMENTS-MARKET> 335,107 <LOANS> 6,609,872 <ALLOWANCE> 103,050 <TOTAL-ASSETS> 9,260,331 <DEPOSITS> 7,707,927 <SHORT-TERM> 305,868 <LIABILITIES-OTHER> 174,065 <LONG-TERM> 126,174 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 175,322 <OTHER-SE> 728,334 <TOTAL-LIABILITIES-AND-EQUITY> 9,260,331 <INTEREST-LOAN> 618,172 <INTEREST-INVEST> 105,342 <INTEREST-OTHER> 2,159 <INTEREST-TOTAL> 725,673 <INTEREST-DEPOSIT> 287,260 <INTEREST-EXPENSE> 313,284 <INTEREST-INCOME-NET> 412,389 <LOAN-LOSSES> 32,296 <SECURITIES-GAINS> (23) <EXPENSE-OTHER> 610,436 <INCOME-PRETAX> 258,903 <INCOME-PRE-EXTRAORDINARY> 165,236 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 165,236 <EPS-PRIMARY> .95 <EPS-DILUTED> .93<F1> <YIELD-ACTUAL> 5.26 <LOANS-NON> 18,472 <LOANS-PAST> 20,881 <LOANS-TROUBLED> 18,472 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 94,683 <CHARGE-OFFS> 31,818 <RECOVERIES> 7,889 <ALLOWANCE-CLOSE> 103,050 <ALLOWANCE-DOMESTIC> 103,050 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 21,479 <FN> <F1>ON MARCH 10, 1997, SYNOVUS ANNOUNCED A THREE-FOR-TWO STOCK SPLIT TO BE ISSUED ON APRIL 8, 1997, TO SHAREHOLDERS OF RECORD AS OF MARCH 21, 1997. FINANCIAL DATA SCHEDULES HAVE NOT BEEN RESTATED FOR PRIOR PERIODS FOR THIS RECAPITALIZATION. </FN>