CONSENT OF INDEPENDENT ACCOUNTANTS


We  hereby  consent  to the  incorporation  by  reference  in this  Registration
Statement on Form S-4 of Synovus Financial Corp. of our report dated January 26,
1999   relating  to  the  financial   statements   appearing  in  Merit  Holding
Corporation's  Annual Report on Form 10-K for the year ended  December 31, 1998.
We also  consent to the  reference  to us under the  heading  "Experts"  in such
Registration Statement.


/s/ PricewaterhouseCoopers LLP
PricewaterhouseCoopers LLP
Atlanta, Georgia
July 15, 1999





























                                  Exhibit 23.2