<ARTICLE>  9
<LEGEND>

THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE CONSOLIDATED FINANCIAL STATEMENTS OF SYNOVUS FINANCIAL CORP. AS OF
AND FOR THE SIX MONTHS ENDED JUNE 30, 1999, AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                    6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               JUN-30-1999
<CASH>                                         412,708
<INT-BEARING-DEPOSITS>                             988
<FED-FUNDS-SOLD>                                22,626
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,624,171
<INVESTMENTS-CARRYING>                         289,127
<INVESTMENTS-MARKET>                           289,277
<LOANS>                                      8,069,615
<ALLOWANCE>                                    115,534
<TOTAL-ASSETS>                              11,174,512
<DEPOSITS>                                   8,965,769
<SHORT-TERM>                                   664,428
<LIABILITIES-OTHER>                            186,566
<LONG-TERM>                                    191,085
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       271,483
<OTHER-SE>                                     837,255
<TOTAL-LIABILITIES-AND-EQUITY>              11,174,512
<INTEREST-LOAN>                                353,627
<INTEREST-INVEST>                               55,905
<INTEREST-OTHER>                                   786
<INTEREST-TOTAL>                               410,318
<INTEREST-DEPOSIT>                             152,181
<INTEREST-EXPENSE>                             171,579
<INTEREST-INCOME-NET>                          238,739
<LOAN-LOSSES>                                   16,554
<SECURITIES-GAINS>                                 715
<EXPENSE-OTHER>                                405,484
<INCOME-PRETAX>                                154,093
<INCOME-PRE-EXTRAORDINARY>                      99,108
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    99,108
<EPS-BASIC>                                        .37
<EPS-DILUTED>                                      .36
<YIELD-ACTUAL>                                    5.08
<LOANS-NON>                                     23,396
<LOANS-PAST>                                    17,575
<LOANS-TROUBLED>                                   377
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               110,822
<CHARGE-OFFS>                                   15,543
<RECOVERIES>                                     3,701
<ALLOWANCE-CLOSE>                              115,534
<ALLOWANCE-DOMESTIC>                           115,534
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         26,700