[GRAPHIC OMITTED]
For immediate release:

Contacts:
Danita Gibson-Lloyd                      Kimberly Knight
Corporate Communications Manager         Corporate Communications Specialist
(706) 649-5578                           (706) 644-1218
dglloyd@totalsystem.com                  kiknight@totalsystem.com


           Bank of America Extends Card Processing Contract With TSYS
    TS2 Client Signs 10-Year Agreement, Extends Existing Long-term Agreement

Columbus, Ga., Sept. 29, 1999 - Total System Services, Inc., (NYSE - "TSS")
(TSYS), today announced a ten-year agreement with Bank of America (NYSE: "BAC")
to continue processing its credit card portfolio until 2009. The new agreement
extends the existing agreement by two years and includes the card portfolios of
Bank of America and NationsBank which merged in 1998. Bank of America is the
world's sixth largest issuer of Visa and MasterCard credit cards and TSYS' third
largest customer. TSYS expects its continued processing of the Bank of America
portfolio to produce a net profit margin consistent with its historical net
profit margins.

"The renewal of Bank of America is an affirmation of its confidence in TSYS. We
are delighted that Bank of America has renewed its processing agreement because
we have enjoyed a very special relationship with them over the years. They were
the first client to convert to TS2, and working together, we have made TS2 one
of the most technologically advanced processing systems in our industry," said
Philip W. Tomlinson, TSYS President. "We look forward to helping them maintain
their competitive edge and strong market presence as we realize our vision to be
the global processor of choice for commerce."

TSYS is a global processor of data, transactions and payments for credit, debit,
commercial and private-label card issuers. TSYS' sophisticated systems offer
online accounting, data processing, electronic commerce services, portfolio
management, account acquisition, credit evaluation, risk management and customer
service. Through its family of companies, TSYS services the entire lifecycle of
accounts, processing more than 196.7 million accounts for an estimated 275.3
million cardholders who use their cards worldwide. Headquartered in Columbus,
Ga., TSYS (www.totalsystem.com) is an 80.8 percent owned subsidiary of Synovus
Financial Corp. (NYSE: "SNV") (www.synovus.com) named the Best Company to Work
for in America by FORTUNE magazine.

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Bank of America Extends Card Processing Contract With TSYS/ p.2

This  press  release  contains   statements  that  constitute   "forward-looking
statements"  within the meaning of the Securities Act of 1933 and the Securities
Exchange Act of 1934 as amended by the Private Securities  Litigation Reform Act
of 1995.  "Forward-looking"  statements  contained in this press release include
the  intent,  belief or current  expectations  of TSYS and members of its senior
management  team with  respect to the net profit  margins to be derived from the
continued processing of the Bank of America portfolio as well as the assumptions
upon which such statements are based.  Prospective  investors are cautioned that
any such  forward-looking  statements are not guarantees of future  performance,
and  involve  risks  and  uncertainties,  and that  actual  results  may  differ
materially from those contemplated by such forward-looking statements. Important
factors  currently known to management that could cause actual results to differ
materially  from those  contemplated by the  forward-looking  statements in this
press release include, but are not limited to, adverse developments with respect
to TSYS'  future  relationship  with Bank of  America,  lower  than  anticipated
internal  growth  rates for Bank of America,  failure to  successfully  complete
TSYS' year 2000  modification  plans  substantially  as scheduled  and budgeted,
adverse  developments  with  respect to the credit card  industry in general and
overall market conditions. Additional factors that could cause actual results to
differ materially from those  contemplated in this press release can be found in
TSYS'  Quarterly  Report on Form 10-Q filed  with the  Securities  and  Exchange
Commission on August 16, 1999.

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