<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF SYNOVUS FINANCIAL CORP. FOR THE TWELVE MONTHS ENDED
DECEMBER 31, 1998, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED>
<MULTIPLIER> 1,000
<PERIOD-TYPE> 3-MOS 6-MOS 9-MOS 12-MOS
<FISCAL-YEAR-END> DEC-31-1998 DEC-31-1998 DEC-31-1998 DEC-31-1998
<PERIOD-START> JAN-01-1998 JAN-01-1998 JAN-01-1998 JAN-01-1998
<PERIOD-END> MAR-31-1998 JUN-30-1998 SEP-30-1998 DEC-31-1998
<CASH> 370,183 401,270 339,863 373,376
<INT-BEARING-DEPOSITS> 928 669 675 1,383
<FED-FUNDS-SOLD> 155,812 65,570 76,849 77,392
<TRADING-ASSETS> 0 0 0 0
<INVESTMENTS-HELD-FOR-SALE> 1,412,641 1,415,490 1,424,763 1,571,840
<INVESTMENTS-CARRYING> 314,706 303,171 311,707 305,633
<INVESTMENTS-MARKET> 318,969 307,623 320,577 311,726
<LOANS> 6,885,033 6,913,422 7,378,933 7,759,836
<ALLOWANCE> 108,722 109,749 113,597 114,109
<TOTAL-ASSETS> 9,665,242 9,668,251 10,147,612 10,811,592
<DEPOSITS> 8,126,041 8,066,514 8,270,591 8,797,412
<SHORT-TERM> 221,350 258,113 428,617 503,287
<LIABILITIES-OTHER> 187,627 178,183 190,067 215,081
<LONG-TERM> 123,264 128,552 134,479 131,802
<PREFERRED-MANDATORY> 0 0 0 0
<PREFERRED> 0 0 0 0
<COMMON> 270,572 270,852 275,632 278,589
<OTHER-SE> 691,978 719,751 799,389 833,328
<TOTAL-LIABILITIES-AND-EQUITY> 9,665,242 9,668,251 10,147,612 10,811,592
<INTEREST-LOAN> 164,246 330,338 501,866 678,955
<INTEREST-INVEST> 27,178 54,441 81,052 108,325
<INTEREST-OTHER> 1,017 2,609 4,074 5,203
<INTEREST-TOTAL> 192,441 387,388 586,992 792,483
<INTEREST-DEPOSIT> 77,714 155,641 234,677 314,036
<INTEREST-EXPENSE> 82,847 166,194 250,997 337,253
<INTEREST-INCOME-NET> 109,594 221,194 335,995 455,230
<LOAN-LOSSES> 7,691 14,770 20,551 26,882
<SECURITIES-GAINS> 145 322 750 1,299
<EXPENSE-OTHER> 171,593 338,779 516,713 706,371
<INCOME-PRETAX> 67,484 139,472 216,620 304,025
<INCOME-PRE-EXTRAORDINARY> 43,809 90,643 140,251 196,465
<EXTRAORDINARY> 0 0 0 0
<CHANGES> 0 0 0 0
<NET-INCOME> 43,809 90,643 140,251 196,465
<EPS-BASIC> .16 .34 .52 .72
<EPS-DILUTED> .16 .33 .51 .71
<YIELD-ACTUAL> 5.24 5.24 5.25 5.23
<LOANS-NON> 18,202 20,802 22,585 21,208
<LOANS-PAST> 18,783 23,426 23,938 24,640
<LOANS-TROUBLED> 525 560 390 452
<LOANS-PROBLEM> 0 0 0 0
<ALLOWANCE-OPEN> 105,705 105,705 105,705 105,705
<CHARGE-OFFS> 6,520 14,440 22,356 31,141
<RECOVERIES> 1,846 3,714 5,822 6,493
<ALLOWANCE-CLOSE> 108,722 109,749 113,597 114,109
<ALLOWANCE-DOMESTIC> 108,722 109,749 113,597 114,109
<ALLOWANCE-FOREIGN> 0 0 0 0
<ALLOWANCE-UNALLOCATED> 22,300 22,060 21,910 27,388