Exhibit 24 
                                                                    Page 1 of 1
                                                                               
                                                                               
                                                                               
                                 POWER OF ATTORNEY
                                 -----------------

         KNOW ALL MEN BY THESE PRESENTS, that each of the undersigned does
   hereby appoint and constitute James P. Bolduc and Reginald L. Babcock and
   each of them as his or her agent and attorney-in-fact to execute in his or
   her name, place and stead (whether on behalf of the undersigned
   individually or otherwise) a Registration Statement on Form S-3 concerning
   the offering of up to 400,000 shares of its common stock, all amendments
   thereto, and all instruments necessary or advisable in connection with such
   Registration Statement or amendments; and to file such Registration
   Statement and any and all amendments thereto with the Securities and
   Exchange Commission.  Each of said attorneys shall have the power to act
   hereunder with or without the other.

         IN WITNESS WHEREOF, the undersigned have executed this instrument
   this 26th day of JULY, 1994.




                                                
    S/ Bessye W. Bennett                           S/ Denis F. Mullane
    ------------------------------------           ------------------------------------
       Bessye W. Bennett                              Denis F. Mullane
                                                    

    S/ James F. English, Jr.                       S/ Richard J. Shima
    ------------------------------------           ------------------------------------
       James F. English, Jr.                          Richard J. Shima


    S/ Herman J. Fonteyne                          S/ Laurence A. Tanner
    ------------------------------------           ------------------------------------
       Herman J. Fonteyne                             Laurence A. Tanner



    ------------------------------------           ------------------------------------
       Beverly L. Hamilton                            DeRoy C. Thomas


    S/ Harvey S. Levenson                          S/ Angelo Tomasso, Jr.
    ------------------------------------           ------------------------------------
       Harvey S. Levenson                             Angelo Tomasso, Jr.