<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
CONSOLIDATED-TOMOKA LAND COMPANY'S 1995 THIRD QUARTER 10-Q AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               SEP-30-1995
<CASH>                                       1,048,566
<SECURITIES>                                 4,001,926
<RECEIVABLES>                               11,669,903
<ALLOWANCES>                                         0
<INVENTORY>                                 17,721,585
<CURRENT-ASSETS>                                     0
<PP&E>                                      39,263,167
<DEPRECIATION>                              12,715,332
<TOTAL-ASSETS>                              62,855,954
<CURRENT-LIABILITIES>                                0
<BONDS>                                              0
<COMMON>                                     6,261,272
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                  21,957,917
<TOTAL-LIABILITY-AND-EQUITY>                62,855,954
<SALES>                                     11,218,455
<TOTAL-REVENUES>                            11,678,990
<CGS>                                        6,215,799
<TOTAL-COSTS>                                9,027,554
<OTHER-EXPENSES>                             1,721,013
<LOSS-PROVISION>                                     0
<INTEREST-EXPENSE>                             961,696
<INCOME-PRETAX>                               (31,273)
<INCOME-TAX>                                  (37,942)
<INCOME-CONTINUING>                              6,669
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     6,669
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0