<ARTICLE> 5
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          FEB-28-1995
<PERIOD-END>                               FEB-28-1995
<CASH>                                          17,624
<SECURITIES>                                         0
<RECEIVABLES>                                  476,754
<ALLOWANCES>                                         0
<INVENTORY>                                          0
<CURRENT-ASSETS>                                     0
<PP&E>                                         201,460
<DEPRECIATION>                                  55,848
<TOTAL-ASSETS>                               5,579,662
<CURRENT-LIABILITIES>                                0
<BONDS>                                      1,595,531
<COMMON>                                         4,568
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                     937,990
<TOTAL-LIABILITY-AND-EQUITY>                 5,579,662
<SALES>                                              0
<TOTAL-REVENUES>                               602,663<F1>
<CGS>                                                0
<TOTAL-COSTS>                                  455,318
<OTHER-EXPENSES>                                     0
<LOSS-PROVISION>                                     0
<INTEREST-EXPENSE>                                   0
<INCOME-PRETAX>                                147,345
<INCOME-TAX>                                    58,938
<INCOME-CONTINUING>                             88,407
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    88,407
<EPS-PRIMARY>                                     0.96
<EPS-DILUTED>                                     0.96
<FN>
<F1>Includes $267,685 of interest expense related to mortgage loan activities.
</FN>