<ARTICLE>                                                    5
<MULTIPLIER>                                                 1,000
       
                                                          
<PERIOD-TYPE>                                                YEAR
<FISCAL-YEAR-END>                                            FEB-29-1996
<PERIOD-END>                                                 FEB-29-1996
<CASH>                                                       16,444
<SECURITIES>                                                 0
<RECEIVABLES>                                                912,613
<ALLOWANCES>                                                 0
<INVENTORY>                                                  0
<CURRENT-ASSETS>                                             0
<PP&E>                                                       213,648
<DEPRECIATION>                                               72,685
<TOTAL-ASSETS>                                               8,657,653
<CURRENT-LIABILITIES>                                        0
<BONDS>                                                      2,025,468
<PREFERRED-MANDATORY>                                        0
<PREFERRED>                                                  0
<COMMON>                                                     5,112
<OTHER-SE>                                                   1,314,643
<TOTAL-LIABILITY-AND-EQUITY>                                 8,657,653
<SALES>                                                      0
<TOTAL-REVENUES>                                             860,742
<CGS>                                                        0
<TOTAL-COSTS>                                                534,542
<OTHER-EXPENSES>                                             0
<LOSS-PROVISION>                                             0
<INTEREST-EXPENSE>                                           0
<INCOME-PRETAX>                                              326,200
<INCOME-TAX>                                                 130,480
<INCOME-CONTINUING>                                          195,720
<DISCONTINUED>                                               0
<EXTRAORDINARY>                                              0
<CHANGES>                                                    0
<NET-INCOME>                                                 195,720
<EPS-PRIMARY>                                                1.95
<EPS-DILUTED>                                                1.95
<FN>
Total-Revenues include $281,573 of interest expense related to
mortgage loan activities.
</FN>