<ARTICLE>                                                    5
<MULTIPLIER>                                                 1,000
       
                                                          
<PERIOD-TYPE>                                                YEAR
<FISCAL-YEAR-END>                                            FEB-28-1998
<PERIOD-END>                                                 FEB-28-1998
<CASH>                                                       10,707
<SECURITIES>                                                 0
<RECEIVABLES>                                                0
<ALLOWANCES>                                                 0
<INVENTORY>                                                  0
<CURRENT-ASSETS>                                             0
<PP&E>                                                       359,683
<DEPRECIATION>                                               133,353
<TOTAL-ASSETS>                                               12,219,181
<CURRENT-LIABILITIES>                                        0
<BONDS>                                                      4,339,770
<COMMON>                                                     5,460
<PREFERRED-MANDATORY>                                        0
<PREFERRED>                                                  0
<OTHER-SE>                                                   2,082,483
<TOTAL-LIABILITY-AND-EQUITY>                                 12,219,181
<SALES>                                                      0
<TOTAL-REVENUES>                                             1,508,960 
<CGS>                                                        0
<TOTAL-COSTS>                                                943,414
<OTHER-EXPENSES>                                             0
<LOSS-PROVISION>                                             0
<INTEREST-EXPENSE>                                           0
<INCOME-PRETAX>                                              565,546
<INCOME-TAX>                                                 220,563
<INCOME-CONTINUING>                                          344,983
<DISCONTINUED>                                               0
<EXTRAORDINARY>                                              0
<CHANGES>                                                    0
<NET-INCOME>                                                 344,983
<EPS-PRIMARY>                                                3.21
<EPS-DILUTED>                                                3.09
<FN>
Includes $424,341 of interest expense related to
mortgage loan activities.
</FN>