<ARTICLE> 5
<LEGEND>
EPS is computed after dividends on preferred stock of $32,172.  Earnings
available to common shareholders is $83,619.
</LEGEND>
<MULTIPLIER> 1
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               DEC-31-1995
<CASH>                                               0
<SECURITIES>                                         0
<RECEIVABLES>                                        0
<ALLOWANCES>                                         0
<INVENTORY>                                          0
<CURRENT-ASSETS>                                     0
<PP&E>                                         681,006
<DEPRECIATION>                                       0
<TOTAL-ASSETS>                               1,850,222
<CURRENT-LIABILITIES>                                0
<BONDS>                                              0
<COMMON>                                     2,403,309
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                  1,211,250
<OTHER-SE>                                 (1,764,337)
<TOTAL-LIABILITY-AND-EQUITY>                 1,850,222
<SALES>                                              0
<TOTAL-REVENUES>                                     0
<CGS>                                                0
<TOTAL-COSTS>                                        0
<OTHER-EXPENSES>                                     0
<LOSS-PROVISION>                                     0
<INTEREST-EXPENSE>                                   0
<INCOME-PRETAX>                                156,318
<INCOME-TAX>                                    40,527
<INCOME-CONTINUING>                            115,791
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   115,791
<EPS-PRIMARY>                                     8.88
<EPS-DILUTED>                                        0