Exhibit 4.25 KUTAK ROCK The Omaha Building 1650 Farnam Street Omaha, Nebraska 68102-2186 December 15, 1995 VIA AIRBORNE Christine Marshall, Esq. Senior Attorney Arby's, Inc. 1000 Corporate Drive Fort Lauderdale, Florida 33334 Re: Interest Rate Change Dear Christine: You may have already heard that FFCA Acquisition Corporation has agreed to lower the interest rate for the ARHC and ARDC loans from 11.25% to 10.5% effective December 18, 1995. Enclosed please find replacement pages for the notes and leases for the transactions that are about to close. By copy of this letter I am asking Kathy Trainor to slip these pages into the appropriate documents. Please acknowledge your agreement for her to do so by countersigning this letter, faxing it to Kathy and to me and overnighting the hard copy to Kathy. Please call if you have any questions or comments. Sincerely, DAVID A. WEILL David A. Weill cc: Michael L. Curry, Esq. (without enclosures) Mark R. Nethers, Esq. (without enclosures) Dennis L. Ruben, Esq. (without enclosures) Mr. Stephen G. Schmitz (without enclosures) Ms. Kathy Trainor (with enclosures) Agreed to as of December 18, 1995 ARBY'S RESTAURANT DEVELOPMENT CORPORATION BY: DAVID L. DORFF ---------------------- Printed Name David L. Dorff Its Senior Vice President, CFO Agreed to as of December 18, 1995 ARBY'S RESTAURANT HOLDING COMPANY BY: DAVID L. DORFF ---------------------- Printed Name David L. Dorff Its Senior Vice President, CFO