<ARTICLE> 9 <MULTIPLIER> 1000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-END> SEP-30-2000 <CASH> 133,171 <INT-BEARING-DEPOSITS> 171 <FED-FUNDS-SOLD> 62,948 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 606,356 <INVESTMENTS-CARRYING> 529,162 <INVESTMENTS-MARKET> 521,188 <LOANS> 2,031,266 <ALLOWANCE> 24,390 <TOTAL-ASSETS> 3,528,216 <DEPOSITS> 2,980,064 <SHORT-TERM> 166,417 <LIABILITIES-OTHER> 32,586 <LONG-TERM> 21,966 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 49,520 <OTHER-SE> 277,663 <TOTAL-LIABILITIES-AND-EQUITY> 3,528,216 <INTEREST-LOAN> 125,454 <INTEREST-INVEST> 44,606 <INTEREST-OTHER> 4,969 <INTEREST-TOTAL> 175,029 <INTEREST-DEPOSIT> 65,950 <INTEREST-EXPENSE> 6,103 <INTEREST-INCOME-NET> 102,976 <LOAN-LOSSES> 2,890 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 86,803 <INCOME-PRETAX> 54,543 <INCOME-PRE-EXTRAORDINARY> 54,543 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 35,567 <EPS-BASIC> 1.43 <EPS-DILUTED> 1.42 <YIELD-ACTUAL> 4.63 <LOANS-NON> 11,199 <LOANS-PAST> 6,314 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 14,581 <ALLOWANCE-OPEN> 24,050 <CHARGE-OFFS> 3,047 <RECOVERIES> 497 <ALLOWANCE-CLOSE> 24,390 <ALLOWANCE-DOMESTIC> 24,390 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0