<ARTICLE> 9 <RESTATED> <MULTIPLIER> 1000 <PERIOD-TYPE> YEAR 3-MOS 6-MOS 9-MOS <FISCAL-YEAR-END> DEC-31-1996 DEC-31-1997 DEC-31-1997 DEC-31-1997 <PERIOD-END> DEC-31-1996 MAR-31-1997 JUN-30-1997 SEP-30-1997 <CASH> 112,866 115,335 130,834 120,857 <INT-BEARING-DEPOSITS> 1,262 1,464 5,243 738 <FED-FUNDS-SOLD> 69,045 83,104 46,020 80,157 <TRADING-ASSETS> 0 0 0 0 <INVESTMENTS-HELD-FOR-SALE> 263,428 246,335 250,578 243,691 <INVESTMENTS-CARRYING> 333,565 333,471 347,713 373,177 <INVESTMENTS-MARKET> 335,542 330,802 349,114 377,632 <LOANS> 1,439,108 1,463,330 1,498,262 1,528,029 <ALLOWANCE> 17,936 18,311 18,006 18,262 <TOTAL-ASSETS> 2,303,751 2,336,609 2,376,327 2,444,902 <DEPOSITS> 1,966,938 1,996,419 2,025,487 2,081,073 <SHORT-TERM> 74,710 73,393 81,262 88,946 <LIABILITIES-OTHER> 19,883 21,945 19,176 21,867 <LONG-TERM> 11,497 12,242 15,359 16,374 <PREFERRED-MANDATORY> 0 0 0 0 <PREFERRED> 0 0 0 0 <COMMON> 40,747 40,676 40,361 40,110 <OTHER-SE> 189,976 191,934 194,682 196,532 <TOTAL-LIABILITIES-AND-EQUITY> 2,303,751 2,336,609 2,376,327 2,444,902 <INTEREST-LOAN> 125,593 33,422 67,644 102,402 <INTEREST-INVEST> 38,414 9,135 18,372 27,724 <INTEREST-OTHER> 4,026 931 1,850 2,764 <INTEREST-TOTAL> 168,033 43,488 87,866 132,890 <INTEREST-DEPOSIT> 68,384 17,072 34,628 52,554 <INTEREST-EXPENSE> 2,847 888 1,783 2,872 <INTEREST-INCOME-NET> 96,802 25,528 51,455 77,464 <LOAN-LOSSES> 2,050 1,070 1,912 2,691 <SECURITIES-GAINS> 267 93 428 1,824 <EXPENSE-OTHER> 71,106 18,021 36,818 56,892 <INCOME-PRETAX> 44,393 11,640 23,381 35,380 <INCOME-PRE-EXTRAORDINARY> 44,393 11,640 23,381 35,380 <EXTRAORDINARY> 0 0 0 0 <CHANGES> 0 0 0 0 <NET-INCOME> 29,298 7,655 15,389 23,274 <EPS-PRIMARY> 1.44 0.38 0.76 1.15 <EPS-DILUTED> 1.42 0.37 0.75 1.14 <YIELD-ACTUAL> 4.76 4.91 4.88 4.82 <LOANS-NON> 11,116 10,184 8,109 10,472 <LOANS-PAST> 4,487 4,478 10,230 9,860 <LOANS-TROUBLED> 82 81 81 81 <LOANS-PROBLEM> 26,200 23,118 16,053 12,345 <ALLOWANCE-OPEN> 18,252 17,936 17,936 17,936 <CHARGE-OFFS> 2,884 1,185 2,633 3,323 <RECOVERIES> 518 490 791 958 <ALLOWANCE-CLOSE> 17,936 18,311 18,006 18,262 <ALLOWANCE-DOMESTIC> 17,936 18,311 18,006 18,262 <ALLOWANCE-FOREIGN> 0 0 0 0 <ALLOWANCE-UNALLOCATED> 0 0 0 0