This form is for use by National Banks only.  It should be used
for publication purposes only, and should not be returned to the
FDIC.


Comptroller of the Currency
Administrator of National Banks

  R E P O R T      O F             C O N D I T I O N

Consolidating domestic subsidiaries of the

 UNITED MISSOURI BANK, N.A.
        Name of Bank

 of KANSAS CITY
    City

in the state of Missouri, at the close of business on December
31, 1993, published in response to call made by Comptroller of
the Currency, under title 12, United States Code, Section 161.
Charter Number 13936   Comptroller of the Currency Midwestern
District



Statement of Resources and Liabilities


ASSETS
                                                                 

                                          Thousands of dollars
    Cash and balances due from depository institutions:          


      Noninterest-bearing balances and
      currency and coin                       503,850
      Interest-bearing balances                     0  
    Securities                              1,176,018  
    Federal funds sold                        207,057  
    Securities purchased under
      agreements to resell                          0  
    Loans and lease financing receivables:                       

 
      Loans and leases, net of 
     unearned income                        1,041,120 
      LESS: Allowance for loan 
               and lease losses                12,013 
      LESS: Allocated transfer risk reserve         0

      Loans and leases, net of 
          unearned income, allowance, 
          and reserve                       1,029,107  

      Assets held in trading accounts          83,449  
    Premises and fixed assets (including
      capitalized leases)                      74,050  
    Other real estate owned                     5,396  

    Investments in unconsolidated 
     subsidiaries and associated companies          0
    Customers' liability to this bank 
          on acceptances outstanding            5,101  
    Intangible assets                           2,857  
    Other assets                               52,496  

    Total asset                             3,139,381  




FDIC 8040/54B (3-90)     CONTINUED ON NEXT PAGE



  LIABILITIES

    Deposits:                                                    

      In domestic offices                     2,628,918  
        Noninterest-bearing                   1,058,876 
        Interest-bearing                      1,570,042 
    Federal funds purchased                     210,616  
    Securities sold under agreements 
     to repurchase                                    0  
    Demand notes issued to the U.S. Treasury          0  
    Other borrowed money                              0  

    Mortgage indebtedness and 
     obligations under capitalized leases             0  
    Bank's liability on acceptances
     executed and outstanding                     5,101 
    Subordinated notes and debentures                 0  
    Other liabilities                            55,596  

  Total liabilities                           2,900,231  
    Limited-life preferred stock and 
     related surplus                                  0  

EQUITY CAPITAL

    Perpetual preferred stock 
     and related surplus                              0  
    Common stock                                 16,500  
    Surplus                                      22,742  
    Undivided profits and capital reserves      191,866  
    LESS: Net unrealized loss on marketable
      equity securities                          (8,042)
    Total equity capital                        239,150  
    Total liabilities, limited-life 
     preferred stock, and equity capital      3,139,381  

We, the  undersigned  directors, attest to  the  correctness of
this statement of resources and liabilities. We declare that it
has  been examined  by us,  and to  the best  of our  knowledge
and   belief  has   been  prepared  in  conformance   with  the
instructions and is true and correct.

 Directors
      J.  LYLE WELLS
      J.  Lyle Wells

      R.C. KEMPER
      R.C. Kemper

      MALCOLM ASLIN
      Malcolm Aslin
                              I, WILLIAM M. TEIWES
                                   William M. Teiwes
                                     Name

                                 Executive Vice President
                                         Title

of the above-named bank do hereby declare that this
Report of Condition is true and correct to the best
of my knowledge and belief.

FDIC 8040/54B (Page 2)
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