EXHIBIT 99

                                 EXHIBIT INDEX



Exhibit No.                            Description of Exhibits            


        UNDERWRITING AGREEMENT:

   1.A  Underwriting Agreement between Farmland Industries, Inc. and Farmland
        Securities Company, dated December 6, 1989.  (Incorporated by Reference
         - Form S-1 No. 33-56821 filed December 12, 1994)

        1.A(1) Amendment, dated December 5, 1994, to the agreement, dated
               December 6, 1989 between Farmland Industries, Inc. and Farmland
               Securities Company.  (Incorporated by Reference - Form S-1 No.
               33-56821, filed December 12, 1994)

   1.B  Sales Agency Agreement between Farmland Industries, Inc. and American
        Heartland  Investment, Inc., dated December 29, 1993.  (Incorporated by
        Reference - Form S-1 No. 33-56821, filed December 12, 1994)

*  1.C. Sales Agency Agreement between Farmland industries, Inc. and Iron 
        Street Securities Inc. dated December 7, 1998.

        ARTICLES OF INCORPORATION AND BYLAWS:

*  3.A  Articles of Incorporation and Bylaws of Farmland Industries, Inc.
        effective December 10,1998.
   3.B  Certificate of Designation for a Series of Preferred Shares Designated 
        as 8% Series A Cumulative Redeemable Preferred Shares, dated December 
        19,1997. (Incorporated by Reference - Form S2, filed April 3, 1998)

      INSTRUMENTS DEFINING THE RIGHTS OF SECURITY HOLDERS, INCLUDING
      INDENTURES:

   4.(i)A  Form of Trust Indenture with UMB Bank, National Association,
           providing for issuance of unsubordinated debt securities, including 
           form of Demand Loan Certificates. (Incorporated by Reference - Form 
           S-1, No.33-40759, effective December 31, 1997)

   4.(i)B  Form of Trust Indenture with Commerce Bank, National Association,
           providing for issuance of subordinated debt securities, including 
           forms of Ten-Year Bond, Series A, Ten-Year Bond, Series B, Five-Year
           Bond, Series C, Five-Year Bond, Series D, Ten-Year Monthly Income 
           Bond, Series E, Ten-Year Monthly Income Bond, Series F, Five-Year 
           Monthly Income Bond, Series G and Five-Year Monthly Income Bond, 
           Series H. (Incorporated by Reference - Form S-1, No. 33-40759,
           effective December 31, 1997)


   4(.ii)A Syndicated Credit Facility between Farmland Industries, Inc. and
           various banks dated May 15, 1996, (Incorporated by Reference - Form
           10-Q filed July 15, 1996)

     Certain instruments relating to long-term debt not being registered have
     been omitted in accordance with Item 601(b)(4)(iii) of Regulation S-K.
     Registrant will furnish a copy of any such instrument to the Commission
     upon its request.

*  5    Opinion of Robert B. Terry, Vice President and General Counsel of
        Farmland Industries, Inc. re Legality
        
        MANAGEMENT REMUNERATIVE PLANS:

  10.(iii)A  Employee Variable Compensation Plan (September 1, 1998- August 31,
             1999).  (Incorporated by Reference - Form 10-K filed November 20,
             1998)

  10.(iii)B  Farmland Industries, Inc. Management Long-Term Incentive Plan
             (Effective September 1, 1993) (Incorporated by Reference - Form 
             10-K filed November 28, 1995)

    10.(iii)B(1)   Exhibit E (Fiscal years 1997 through 1999)  (Incorporated
                   by Reference - Form 10-K filed November 7,1997)

    10.(iii)B(2)   Exhibit F (Fiscal years 1998 through 2000) (Incorporated
                   by Reference - Form 10-K filed November 7, 1997)

    10.(iii)B(3)   Exhibit G (Fiscal years 1999 through 2001)(Incorporated
                   by Reference -Form 10-K filed November 20, 1998).

  10.(iii)C  Farmland Industries, Inc. Supplemental Executive Retirement Plan
             (Effective January 1, 1994) (Incorporated by Reference - Form 10-K,
             filed November 28, 1995)

    10.(iii)C(1)  Resolution Approving the Revision of Appendix A and
                  Appendix A (Incorporated by Reference - Form 10-K, filed
                  November 27, 1996)

  10.(iii)D  Farmland Industries, Inc. Executive Deferred Compensation Plan (As
             Amended and Restated Effective November 1, 1996)  (Incorporated by
             Reference - Form 10-K, filed November 27, 1996)

  12         Computation of Ratios (Incorporated by Reference - Form S-1, No. 
             333-68225 filed December 2, 1998)
  
  21         Subsidiaries of the Registrant (Incorporated by Reference - Form 
             10-K filed November 20, 1998)

        CONSENTS OF EXPERTS AND COUNSEL:

  23.A       Independent Auditors' Consent (Incorporated by Reference - Form
             S-1, No. 33-68225 filed December 2, 1998)

* 23.B       Consent of Special Tax Counsel

* 23.C       Consent of Qualified Independent Underwriter

* 23.D       Consent of Robert B. Terry, Vice President and General Counsel of
             Farmland Industries, Inc. (included in Exhibit 5)

  24         Power of Attorney (Incorporated by Reference - Form S-1, No.
             333-68225 filed December 2, 1998)

  25.A       Statement of Eligibility of Trustee and Qualification of UMB Bank,
             National Association Trustee, Form T-1 (Incorporated by Reference
              - Form S-1, No. 333-68225 filed December 2, 1998)

  25.B       Statement of Eligibility of Trustee and Qualification of Commerce 
             Bank, National Association as Trustee, Form T-1 (Incorporated by 
             Reference - Form S-1, No. 333-68225 filed December 2, 1998)


*   Filed herewith