<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-END> SEP-30-2000 <CASH> 125,547 <INT-BEARING-DEPOSITS> 1,239 <FED-FUNDS-SOLD> 6,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 484,351 <INVESTMENTS-CARRYING> 62,748 <INVESTMENTS-MARKET> 63,714 <LOANS> 2,272,574 <ALLOWANCE> 42,544 <TOTAL-ASSETS> 3,133,880 <DEPOSITS> 2,446,740 <SHORT-TERM> 317,675 <LIABILITIES-OTHER> 51,754 <LONG-TERM> 56,873 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 7,227 <OTHER-SE> 253,611 <TOTAL-LIABILITIES-AND-EQUITY> 3,133,880 <INTEREST-LOAN> 149,558 <INTEREST-INVEST> 22,163 <INTEREST-OTHER> 523 <INTEREST-TOTAL> 172,244 <INTEREST-DEPOSIT> 78,928 <INTEREST-EXPENSE> 94,257 <INTEREST-INCOME-NET> 77,987 <LOAN-LOSSES> 9,888 <SECURITIES-GAINS> 497 <EXPENSE-OTHER> 77,144 <INCOME-PRETAX> 42,627 <INCOME-PRE-EXTRAORDINARY> 26,817 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 26,817 <EPS-BASIC> 1.35 <EPS-DILUTED> 1.34 <YIELD-ACTUAL> 3.94 <LOANS-NON> 18,157 <LOANS-PAST> 728 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 40,210 <CHARGE-OFFS> 5,994 <RECOVERIES> (796) <ALLOWANCE-CLOSE> 42,544 <ALLOWANCE-DOMESTIC> 31,655 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 10,889