<ARTICLE> 7 <LEGEND> THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM FORM 10-Q FOR THE NINE MONTHS ENDED SEPTEMBER 30, 1995 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-END> SEP-30-1995 <DEBT-HELD-FOR-SALE> 80,699 <DEBT-CARRYING-VALUE> 0 <DEBT-MARKET-VALUE> 0 <EQUITIES> 4 <MORTGAGE> 0 <REAL-ESTATE> 0 <TOTAL-INVEST> 110,677 <CASH> 1,828 <RECOVER-REINSURE> 1,758 <DEFERRED-ACQUISITION> 36,002 <TOTAL-ASSETS> 277,916 <POLICY-LOSSES> 56,313 <UNEARNED-PREMIUMS> 136 <POLICY-OTHER> 38,442 <POLICY-HOLDER-FUNDS> 5,008 <NOTES-PAYABLE> 69,841 <COMMON> 1,169 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 73,998 <TOTAL-LIABILITY-AND-EQUITY> 277,916 <PREMIUMS> 33,016 <INVESTMENT-INCOME> 5,682 <INVESTMENT-GAINS> 0 <OTHER-INCOME> 2,429 <BENEFITS> 15,264 <UNDERWRITING-AMORTIZATION> 2,710 <UNDERWRITING-OTHER> 10,987 <INCOME-PRETAX> 8,451 <INCOME-TAX> 2,061 <INCOME-CONTINUING> 7,784 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 7,784 <EPS-PRIMARY> 7.03 <EPS-DILUTED> 7.03 <RESERVE-OPEN> 0 <PROVISION-CURRENT> 0 <PROVISION-PRIOR> 0 <PAYMENTS-CURRENT> 0 <PAYMENTS-PRIOR> 0 <RESERVE-CLOSE> 0 <CUMULATIVE-DEFICIENCY> 0