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<FISCAL-YEAR-END>                                               JUN-30-1997
<PERIOD-END>                                                    JUN-30-1997
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<TRADING-ASSETS>                                                          0
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<LIABILITIES-OTHER>                                                   9,434
<LONG-TERM>                                                               0
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<PREFERRED>                                                               0
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<OTHER-SE>                                                           53,016
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<EPS-PRIMARY>                                                          1.15
<EPS-DILUTED>                                                          1.15
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<LOANS-TROUBLED>                                                          0
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<ALLOWANCE-CLOSE>                                                     9,249
<ALLOWANCE-DOMESTIC>                                                  9,249
<ALLOWANCE-FOREIGN>                                                       0
<ALLOWANCE-UNALLOCATED>                                                   0