<ARTICLE>                                            9
<MULTIPLIER>                                   1,000
<CURRENCY>                                     US Dollars

                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                              DEC-31-1999
<PERIOD-START>                                 JAN-01-1999
<PERIOD-END>                                   DEC-31-1999
<EXCHANGE-RATE>                                          1
<CASH>                                             279,957
<INT-BEARING-DEPOSITS>                                   0
<FED-FUNDS-SOLD>                                    29,599
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                        783,220
<INVESTMENTS-CARRYING>                           1,390,981
<INVESTMENTS-MARKET>                             1,374,631
<LOANS>                                          4,014,935
<ALLOWANCE>                                         65,850
<TOTAL-ASSETS>                                   6,743,404
<DEPOSITS>                                       3,924,796
<SHORT-TERM>                                     2,110,444
<LIABILITIES-OTHER>                                 52,408
<LONG-TERM>                                              0
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                            14,672
<OTHER-SE>                                         641,084
<TOTAL-LIABILITIES-AND-EQUITY>                   6,743,404
<INTEREST-LOAN>                                    313,251
<INTEREST-INVEST>                                  127,341
<INTEREST-OTHER>                                     7,917
<INTEREST-TOTAL>                                   448,509
<INTEREST-DEPOSIT>                                 106,751
<INTEREST-EXPENSE>                                 205,079
<INTEREST-INCOME-NET>                              243,430
<LOAN-LOSSES>                                        9,072
<SECURITIES-GAINS>                                  (1,358)
<EXPENSE-OTHER>                                    187,071
<INCOME-PRETAX>                                    149,230
<INCOME-PRE-EXTRAORDINARY>                         149,230
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                        97,994
<EPS-BASIC>                                         1.36
<EPS-DILUTED>                                         1.36
<YIELD-ACTUAL>                                        4.15
<LOANS-NON>                                         16,671
<LOANS-PAST>                                         2,043
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                    66,150
<CHARGE-OFFS>                                       14,986
<RECOVERIES>                                         5,614
<ALLOWANCE-CLOSE>                                   65,850
<ALLOWANCE-DOMESTIC>                                59,278
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                              6,572