<ARTICLE>                                              9
<MULTIPLIER>                                       1,000
<CURRENCY>                                    US Dollars

                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                            DEC-31-2000
<PERIOD-START>                               JAN-01-2000
<PERIOD-END>                                 MAR-31-2000
<EXCHANGE-RATE>                                        1
<CASH>                                           262,926
<INT-BEARING-DEPOSITS>                                 0
<FED-FUNDS-SOLD>                                  29,858
<TRADING-ASSETS>                                       0
<INVESTMENTS-HELD-FOR-SALE>                    1,140,477
<INVESTMENTS-CARRYING>                           986,938
<INVESTMENTS-MARKET>                             970,277
<LOANS>                                        4,063,236
<ALLOWANCE>                                       65,850
<TOTAL-ASSETS>                                 6,741,221
<DEPOSITS>                                     3,882,508
<SHORT-TERM>                                   2,153,458
<LIABILITIES-OTHER>                               61,374
<LONG-TERM>                                            0
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<COMMON>                                          14,409
<OTHER-SE>                                       629,472
<TOTAL-LIABILITIES-AND-EQUITY>                 6,741,221
<INTEREST-LOAN>                                   82,742
<INTEREST-INVEST>                                 34,929
<INTEREST-OTHER>                                     375
<INTEREST-TOTAL>                                 118,046
<INTEREST-DEPOSIT>                                28,083
<INTEREST-EXPENSE>                                58,135
<INTEREST-INCOME-NET>                             59,911
<LOAN-LOSSES>                                      2,118
<SECURITIES-GAINS>                                 4,641
<EXPENSE-OTHER>                                   47,426
<INCOME-PRETAX>                                   42,418
<INCOME-PRE-EXTRAORDINARY>                        28,140
<EXTRAORDINARY>                                        0
<CHANGES>                                         (2,464)
<NET-INCOME>                                      25,676
<EPS-BASIC>                                       0.37
<EPS-DILUTED>                                       0.37
<YIELD-ACTUAL>                                      4.00
<LOANS-NON>                                       17,731
<LOANS-PAST>                                       2,399
<LOANS-TROUBLED>                                       0
<LOANS-PROBLEM>                                        0
<ALLOWANCE-OPEN>                                  65,850
<CHARGE-OFFS>                                     (3,771)
<RECOVERIES>                                       1,653
<ALLOWANCE-CLOSE>                                 65,850
<ALLOWANCE-DOMESTIC>                              60,295
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                            5,555