<ARTICLE>                                              9
<MULTIPLIER>                                       1,000
<CURRENCY>                                    US Dollars

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                            DEC-31-2000
<PERIOD-START>                               JAN-01-2000
<PERIOD-END>                                 SEP-30-2000
<EXCHANGE-RATE>                                        1
<CASH>                                           298,321
<INT-BEARING-DEPOSITS>                                 0
<FED-FUNDS-SOLD>                                  16,320
<TRADING-ASSETS>                                       0
<INVESTMENTS-HELD-FOR-SALE>                    1,095,559
<INVESTMENTS-CARRYING>                         1,018,363
<INVESTMENTS-MARKET>                           1,010,138
<LOANS>                                        4,110,718
<ALLOWANCE>                                       65,850
<TOTAL-ASSETS>                                 6,805,556
<DEPOSITS>                                     3,961,202
<SHORT-TERM>                                   2,163,194
<LIABILITIES-OTHER>                               68,933
<LONG-TERM>                                            0
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<COMMON>                                          13,584
<OTHER-SE>                                       598,643
<TOTAL-LIABILITIES-AND-EQUITY>                 6,805,556
<INTEREST-LOAN>                                  255,944
<INTEREST-INVEST>                                106,172
<INTEREST-OTHER>                                   1,586
<INTEREST-TOTAL>                                 363,702
<INTEREST-DEPOSIT>                                92,005
<INTEREST-EXPENSE>                               186,724
<INTEREST-INCOME-NET>                            176,978
<LOAN-LOSSES>                                      7,511
<SECURITIES-GAINS>                                 9,355
<EXPENSE-OTHER>                                  142,637
<INCOME-PRETAX>                                  122,214
<INCOME-PRE-EXTRAORDINARY>                        80,301
<EXTRAORDINARY>                                        0
<CHANGES>                                         (2,464)
<NET-INCOME>                                      77,837
<EPS-BASIC>                                         1.13
<EPS-DILUTED>                                       1.13
<YIELD-ACTUAL>                                      3.92
<LOANS-NON>                                       14,649
<LOANS-PAST>                                       2,619
<LOANS-TROUBLED>                                       0
<LOANS-PROBLEM>                                        0
<ALLOWANCE-OPEN>                                  65,850
<CHARGE-OFFS>                                    (12,658)
<RECOVERIES>                                       5,147
<ALLOWANCE-CLOSE>                                 65,850
<ALLOWANCE-DOMESTIC>                              62,209
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                            3,641