<ARTICLE>                                                9
<MULTIPLIER>                                         1,000
       
                                            
<PERIOD-TYPE>                                  9-MOS
<FISCAL-YEAR-END>                              DEC-31-1997
<PERIOD-START>                                 JAN-01-1997
<PERIOD-END>                                   SEP-30-1997
<CASH>                                             292,894
<INT-BEARING-DEPOSITS>                                   0
<FED-FUNDS-SOLD>                                    29,856
<TRADING-ASSETS>                                       106
<INVESTMENTS-HELD-FOR-SALE>                        647,040
<INVESTMENTS-CARRYING>                           1,370,435
<INVESTMENTS-MARKET>                             1,381,529
<LOANS>                                          2,848,772
<ALLOWANCE>                                         64,100
<TOTAL-ASSETS>                                   5,371,852
<DEPOSITS>                                       3,723,578
<SHORT-TERM>                                     1,017,060
<LIABILITIES-OTHER>                                 48,967
<LONG-TERM>                                              0
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                            15,182
<OTHER-SE>                                         567,065
<TOTAL-LIABILITIES-AND-EQUITY>                   5,371,852
<INTEREST-LOAN>                                    182,261
<INTEREST-INVEST>                                   94,310
<INTEREST-OTHER>                                     3,176
<INTEREST-TOTAL>                                   279,747
<INTEREST-DEPOSIT>                                  90,286
<INTEREST-EXPENSE>                                 128,301
<INTEREST-INCOME-NET>                              151,446
<LOAN-LOSSES>                                        3,278
<SECURITIES-GAINS>                                     451
<EXPENSE-OTHER>                                    124,442
<INCOME-PRETAX>                                     79,079
<INCOME-PRE-EXTRAORDINARY>                          79,079
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                        52,971
<EPS-PRIMARY>                                         1.46
<EPS-DILUTED>                                         1.46
<YIELD-ACTUAL>                                        4.32
<LOANS-NON>                                         13,617
<LOANS-PAST>                                         2,180
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                    64,344
<CHARGE-OFFS>                                        6,658
<RECOVERIES>                                         3,136
<ALLOWANCE-CLOSE>                                   64,100
<ALLOWANCE-DOMESTIC>                                46,711
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                             17,389