<ARTICLE>                                            9
<MULTIPLIER>                                     1,000
<CURRENCY>                                     U.S. Dollars

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                              DEC-31-1999
<PERIOD-START>                                 JAN-01-1999
<PERIOD-END>                                   JUN-30-1999
<EXCHANGE-RATE>                                          1
<CASH>                                             307,494
<INT-BEARING-DEPOSITS>                                   0
<FED-FUNDS-SOLD>                                    97,825
<TRADING-ASSETS>                                        18
<INVESTMENTS-HELD-FOR-SALE>                        757,581
<INVESTMENTS-CARRYING>                           1,335,523
<INVESTMENTS-MARKET>                             1,333,913
<LOANS>                                          3,820,104
<ALLOWANCE>                                         65,850
<TOTAL-ASSETS>                                   6,564,074
<DEPOSITS>                                       3,845,304
<SHORT-TERM>                                     1,995,786
<LIABILITIES-OTHER>                                 55,764
<LONG-TERM>                                              0
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                            15,038
<OTHER-SE>                                         652,182
<TOTAL-LIABILITIES-AND-EQUITY>                   6,564,074
<INTEREST-LOAN>                                    152,799
<INTEREST-INVEST>                                   61,085
<INTEREST-OTHER>                                     5,718
<INTEREST-TOTAL>                                   219,602
<INTEREST-DEPOSIT>                                  54,243
<INTEREST-EXPENSE>                                  97,457
<INTEREST-INCOME-NET>                              122,145
<LOAN-LOSSES>                                        4,969
<SECURITIES-GAINS>                                       0
<EXPENSE-OTHER>                                     92,473
<INCOME-PRETAX>                                     75,487
<INCOME-PRE-EXTRAORDINARY>                          75,487
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                        49,049
<EPS-BASIC>                                          .68
<EPS-DILUTED>                                          .68
<YIELD-ACTUAL>                                        4.25
<LOANS-NON>                                         14,400
<LOANS-PAST>                                         1,832
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                    66,150
<CHARGE-OFFS>                                        7,516
<RECOVERIES>                                         2,747
<ALLOWANCE-CLOSE>                                   65,850
<ALLOWANCE-DOMESTIC>                                57,460
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                              8,390