<ARTICLE>                                                9
<MULTIPLIER>                                         1,000
<CURRENCY>                                     U.S.Dollars

                           
<PERIOD-TYPE>                 9-MOS
<FISCAL-YEAR-END>                              DEC-31-1999
<PERIOD-START>                                 JAN-01-1999
<PERIOD-END>                                   SEP-30-1999
<EXCHANGE-RATE>                                          1
<CASH>                                             298,355
<INT-BEARING-DEPOSITS>                                   0
<FED-FUNDS-SOLD>                                   101,781
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                        740,073
<INVESTMENTS-CARRYING>                           1,340,348
<INVESTMENTS-MARKET>                             1,333,749
<LOANS>                                          3,927,240
<ALLOWANCE>                                         65,850
<TOTAL-ASSETS>                                   6,656,961
<DEPOSITS>                                       3,748,212
<SHORT-TERM>                                     2,187,570
<LIABILITIES-OTHER>                                 55,311
<LONG-TERM>                                              0
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                            14,877
<OTHER-SE>                                         650,991
<TOTAL-LIABILITIES-AND-EQUITY>                   6,656,961
<INTEREST-LOAN>                                    231,882
<INTEREST-INVEST>                                   93,337
<INTEREST-OTHER>                                     6,893
<INTEREST-TOTAL>                                   332,112
<INTEREST-DEPOSIT>                                  79,985
<INTEREST-EXPENSE>                                 149,085
<INTEREST-INCOME-NET>                              183,027
<LOAN-LOSSES>                                        6,062
<SECURITIES-GAINS>                                  (1,398)
<EXPENSE-OTHER>                                    140,116
<INCOME-PRETAX>                                    112,868
<INCOME-PRE-EXTRAORDINARY>                         112,868
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                        73,991
<EPS-BASIC>                                         1.03
<EPS-DILUTED>                                         1.03
<YIELD-ACTUAL>                                        4.20
<LOANS-NON>                                         16,171
<LOANS-PAST>                                         1,872
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                    66,150
<CHARGE-OFFS>                                       10,523
<RECOVERIES>                                         4,161
<ALLOWANCE-CLOSE>                                   65,850
<ALLOWANCE-DOMESTIC>                                56,062
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                              9,788