<ARTICLE> 9
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               MAR-31-1997
<CASH>                                         418,362
<INT-BEARING-DEPOSITS>                       5,190,125
<FED-FUNDS-SOLD>                               349,164
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                         762,931
<INVESTMENTS-MARKET>                           759,462
<LOANS>                                      5,125,821
<ALLOWANCE>                                    109,497
<TOTAL-ASSETS>                               7,068,470
<DEPOSITS>                                   5,951,949
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                             77,551
<LONG-TERM>                                    101,770<F1>
<PREFERRED-MANDATORY>                            1,734
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                     496,491
<TOTAL-LIABILITIES-AND-EQUITY>               7,068,470
<INTEREST-LOAN>                                182,379
<INTEREST-INVEST>                               13,795
<INTEREST-OTHER>                                 3,162
<INTEREST-TOTAL>                               199,336
<INTEREST-DEPOSIT>                              68,047
<INTEREST-EXPENSE>                              75,464
<INTEREST-INCOME-NET>                          123,872
<LOAN-LOSSES>                                   49,583
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 97,597
<INCOME-PRETAX>                                 25,338
<INCOME-PRE-EXTRAORDINARY>                      14,469
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    14,469
<EPS-PRIMARY>                                    41.73
<EPS-DILUTED>                                    41.73
<YIELD-ACTUAL>                                       0<F2>
<LOANS-NON>                                      7,146
<LOANS-PAST>                                    73,776
<LOANS-TROUBLED>                                     0<F2>
<LOANS-PROBLEM>                                      0<F2>
<ALLOWANCE-OPEN>                               104,812
<CHARGE-OFFS>                                   51,075
<RECOVERIES>                                     6,177
<ALLOWANCE-CLOSE>                              109,497
<ALLOWANCE-DOMESTIC>                                 0<F2>
<ALLOWANCE-FOREIGN>                                  0<F2>
<ALLOWANCE-UNALLOCATED>                              0<F2>
<FN>
<F1>INCLUDES 94,745 IN CAPITAL NOTES
<F2>THIS INFORMATION IS NOT REQUIRED FOR INTERIM REPORTING PURPOSES.
</FN>