<ARTICLE> 9
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               JUN-30-1997
<CASH>                                         374,865
<INT-BEARING-DEPOSITS>                       5,264,458
<FED-FUNDS-SOLD>                               344,825
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                         741,406
<INVESTMENTS-MARKET>                           741,527
<LOANS>                                      5,074,366
<ALLOWANCE>                                    117,517
<TOTAL-ASSETS>                               7,106,727
<DEPOSITS>                                   5,997,688
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                             74,323
<LONG-TERM>                                    151,185<F1>
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,675
<OTHER-SE>                                     469,398
<TOTAL-LIABILITIES-AND-EQUITY>               7,106,727
<INTEREST-LOAN>                                367,442
<INTEREST-INVEST>                               29,684
<INTEREST-OTHER>                                 5,201
<INTEREST-TOTAL>                               402,327
<INTEREST-DEPOSIT>                             138,151
<INTEREST-EXPENSE>                             153,486
<INTEREST-INCOME-NET>                          248,841
<LOAN-LOSSES>                                   96,892
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                194,963
<INCOME-PRETAX>                                 57,785
<INCOME-PRE-EXTRAORDINARY>                      34,310
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    34,310
<EPS-PRIMARY>                                    99.02
<EPS-DILUTED>                                    99.02
<YIELD-ACTUAL>                                       0<F2>
<LOANS-NON>                                      5,402
<LOANS-PAST>                                    74,654
<LOANS-TROUBLED>                                     0<F2>
<LOANS-PROBLEM>                                      0<F2>
<ALLOWANCE-OPEN>                               104,812
<CHARGE-OFFS>                                  108,129
<RECOVERIES>                                    13,080
<ALLOWANCE-CLOSE>                              117,517
<ALLOWANCE-DOMESTIC>                                 0<F2>
<ALLOWANCE-FOREIGN>                                  0<F2>
<ALLOWANCE-UNALLOCATED>                              0<F2>
<FN>
<F1>INCLUDES 94,647 IN CAPITAL NOTES.
<F2>THIS INFORMATION IS NOT REQUIRED FOR INTERIM REPORTING PURPOSES.
</FN>