EXHIBIT 99

                        FARMERS NATIONAL BANCORP
      This proxy is solicited on behalf of the Board of Directors.

      The undersigned hereby appoints Cary L. Meredith, Jr., John B.
Melvin, and Donald S. Taylor, and each  of them, Proxies of the
undersigned, with power of substitution, to vote all shares of  Common
Stock of Farmers National Bancorp ("Bancorp") which the undersigned
could vote  if personally  present  at the Special Meeting  of
Stockholders to  be  held December ___, 1994, or at any adjournment or
adjournments thereof.

PROPOSAL TO  APPROVE THE AFFILIATION AND  MERGER OF BANCORP  WITH AND
INTO FIRST VIRGINIA BANKS,  INC. ("FIRST VIRGINIA"), AS PROVIDED IN AND
PURSUANT TO THE AGREEMENT AND PLAN OF REORGANIZATION  DATED AS  OF JULY
1, 1994  BETWEEN BANCORP AND  FIRST VIRGINIA,  AND THE RELATED PLAN OF
MERGER DATED AS OF JULY 1, 1994 BETWEEN BANCORP AND FIRST VIRGINIA.

           ( ) FOR           ( ) AGAINST       ( ) ABSTAIN
             (Continued and to be signed on the other side)


      The undersigned  further gives the Proxies authority to vote
according to their best judgment with  respect to  any other matters
properly coming  before the meeting  and any adjournment or adjournments
thereof.

      This proxy when properly executed will be voted in the manner
directed herein by the undersigned.  If  no direction  is given, this
proxy will  be voted FOR  the proposal  to approve the affiliation and
merger of Bancorp with and into First Virginia.

      The  undersigned  acknowledges  receipt   of  the  Notice  of
Special   Meeting  of Stockholders and of the Proxy
Statement-Prospectus, both dated ____________, 1994.  Please sign
exactly as name(s) appear(s) below.

___________________________________________
               Signature


___________________________________________
 Signature, if held jointly


Date:______________________________________
PLEASE MARK, SIGN, DATE AND RETURN
THIS PROXY PROMPTLY USING THE
ENCLOSED ENVELOPE.