<ARTICLE> 9 <CIK> 0000037032 <NAME> FIRST VIRGINIA BANKS, INC. <MULTIPLIER> 1000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-END> SEP-30-1996 <CASH> 361,370 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 230,969 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 0 <INVESTMENTS-CARRYING> 1,937,039 <INVESTMENTS-MARKET> 1,932,972 <LOANS> 5,293,235 <ALLOWANCE> 61,541 <TOTAL-ASSETS> 8,173,587 <DEPOSITS> 7,023,439 <SHORT-TERM> 195,918 <LIABILITIES-OTHER> 85,557 <LONG-TERM> 1,867 <COMMON> 32,687 <PREFERRED-MANDATORY> 0 <PREFERRED> 655 <OTHER-SE> 833,464 <TOTAL-LIABILITIES-AND-EQUITY> 8,173,587 <INTEREST-LOAN> 335,016 <INTEREST-INVEST> 90,404 <INTEREST-OTHER> 13,468 <INTEREST-TOTAL> 438,888 <INTEREST-DEPOSIT> 152,113 <INTEREST-EXPENSE> 7,146 <INTEREST-INCOME-NET> 279,629 <LOAN-LOSSES> 12,799 <SECURITIES-GAINS> 1,759 <EXPENSE-OTHER> 208,998 <INCOME-PRETAX> 130,298 <INCOME-PRE-EXTRAORDINARY> 130,298 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 85,543 <EPS-PRIMARY> 2.56 <EPS-DILUTED> 2.55 <YIELD-ACTUAL> 7.86 <LOANS-NON> 15,206 <LOANS-PAST> 10,362 <LOANS-TROUBLED> 4,448 <LOANS-PROBLEM> 6,375 <ALLOWANCE-OPEN> 57,922 <CHARGE-OFFS> 11,965 <RECOVERIES> 2,785 <ALLOWANCE-CLOSE> 61,541 <ALLOWANCE-DOMESTIC> 61,541 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0