<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-END> JUN-30-1997 <CASH> 94,404 <INT-BEARING-DEPOSITS> 1,417 <FED-FUNDS-SOLD> 8,750 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 310,301 <INVESTMENTS-CARRYING> 150,689 <INVESTMENTS-MARKET> 150,047 <LOANS> 1,710,043 <ALLOWANCE> 28,075 <TOTAL-ASSETS> 2,372,345 <DEPOSITS> 1,948,380 <SHORT-TERM> 130,305 <LIABILITIES-OTHER> 35,531 <LONG-TERM> 48,859 <PREFERRED-MANDATORY> 0 <PREFERRED> 3,061 <COMMON> 28,163 <OTHER-SE> 178,046 <TOTAL-LIABILITIES-AND-EQUITY> 2,372,345 <INTEREST-LOAN> 41,264 <INTEREST-INVEST> 7,251 <INTEREST-OTHER> 584 <INTEREST-TOTAL> 49,099 <INTEREST-DEPOSIT> 18,624 <INTEREST-EXPENSE> 20,929 <INTEREST-INCOME-NET> 28,170 <LOAN-LOSSES> 3,530 <SECURITIES-GAINS> (54) <EXPENSE-OTHER> 26,104 <INCOME-PRETAX> 12,094 <INCOME-PRE-EXTRAORDINARY> 12,094 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 8,084 <EPS-PRIMARY> .55 <EPS-DILUTED> .54 <YIELD-ACTUAL> 8.59 <LOANS-NON> 7,806 <LOANS-PAST> 2,861 <LOANS-TROUBLED> 1,896 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 28,320 <CHARGE-OFFS> 2,813 <RECOVERIES> 481 <ALLOWANCE-CLOSE> 28,075 <ALLOWANCE-DOMESTIC> 28,075 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0