<ARTICLE> 9 <MULTIPLIER> 1000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-END> JUN-30-1998 <CASH> 102,595 <INT-BEARING-DEPOSITS> 6,065 <FED-FUNDS-SOLD> 27,826 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 448,765 <INVESTMENTS-CARRYING> 108,297 <INVESTMENTS-MARKET> 108,693 <LOANS> 2,111,360 <ALLOWANCE> 30,180 <TOTAL-ASSETS> 2,945,745 <DEPOSITS> 2,440,433 <SHORT-TERM> 135,018 <LIABILITIES-OTHER> 42,362 <LONG-TERM> 70,614 <COMMON> 33,966 <PREFERRED-MANDATORY> 0 <PREFERRED> 2,719 <OTHER-SE> 217,633 <TOTAL-LIABILITIES-AND-EQUITY> 2,942,745 <INTEREST-LOAN> 47,187 <INTEREST-INVEST> 8,202 <INTEREST-OTHER> 1,152 <INTEREST-TOTAL> 56,541 <INTEREST-DEPOSIT> 22,286 <INTEREST-EXPENSE> 25,056 <INTEREST-INCOME-NET> 31,485 <LOAN-LOSSES> 1,598 <SECURITIES-GAINS> 407 <EXPENSE-OTHER> 25,980 <INCOME-PRETAX> 11,060 <INCOME-PRE-EXTRAORDINARY> 11,060 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 7,098 <EPS-PRIMARY> .41 <EPS-DILUTED> .40 <YIELD-ACTUAL> 4.72 <LOANS-NON> 9,486 <LOANS-PAST> 2,591 <LOANS-TROUBLED> 1,763 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 29,704 <CHARGE-OFFS> 1,456 <RECOVERIES> 334 <ALLOWANCE-CLOSE> 30,180 <ALLOWANCE-DOMESTIC> 30,180 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0