<ARTICLE> 9
<RESTATED> 
<MULTIPLIER> 1000
       
                                                                                            
<PERIOD-TYPE>                   3-MOS                   3-MOS                   3-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1996             DEC-31-1996             DEC-31-1996             DEC-31-1996
<PERIOD-END>                               MAR-31-1996             JUN-30-1996             SEP-30-1996             DEC-31-1996
<CASH>                                         107,199                 110,777                 110,192                 121,355
<INT-BEARING-DEPOSITS>                           8,212                   5,106                   4,263                   1,792
<FED-FUNDS-SOLD>                                55,675                  40,704                  26,663                  19,896
<TRADING-ASSETS>                                     0                       0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                    314,963                 295,350                 272,206                 348,342
<INVESTMENTS-CARRYING>                         214,988                 211,923                 202,611                 192,803
<INVESTMENTS-MARKET>                           213,755                 207,618                 200,471                 191,976
<LOANS>                                      1,743,241               1,808,088               1,871,484               1,903,281
<ALLOWANCE>                                     26,953                  27,780                  27,772                  30,231
<TOTAL-ASSETS>                               2,535,190               2,558,935               2,577,136               2,680,096
<DEPOSITS>                                   2,156,811               2,145,771               2,135,581               2,240,572
<SHORT-TERM>                                    86,261                 129,008                 148,707                 117,972
<LIABILITIES-OTHER>                             34,266                  31,130                  36,223                  37,724
<LONG-TERM>                                     41,572                 339,167                  33,962                  58,179
<COMMON>                                        30,093                  31,269                 27,1730                  31,577
<PREFERRED-MANDATORY>                                0                       0                       0                       0
<PREFERRED>                                      4,516                   4,263                   3,984                   3,525
<OTHER-SE>                                     181,671                 183,571                 187,294                 190,547
<TOTAL-LIABILITIES-AND-EQUITY>               2,535,190               2,558,935               2,577,136               2,680,096
<INTEREST-LOAN>                                 41,362                  41,843                  42,846                  43,935
<INTEREST-INVEST>                                7,353                   7,650                   7,077                   6,939
<INTEREST-OTHER>                                 1,148                     719                     608                     900
<INTEREST-TOTAL>                                49,819                  50,169                  50,487                  51,905
<INTEREST-DEPOSIT>                              19,100                  18,717                  18,913                  19,592
<INTEREST-EXPENSE>                              21,110                  20,730                  21,078                  21,818
<INTEREST-INCOME-NET>                           28,709                  29,439                  29,409                  30,087
<LOAN-LOSSES>                                    1,765                   1,992                   1,735                   4,281
<SECURITIES-GAINS>                                 250                     295                     205                      38
<EXPENSE-OTHER>                                 22,817                  22,847                  27,094                  25,117
<INCOME-PRETAX>                                  9,849                  10,183                   6,611                   6,175
<INCOME-PRE-EXTRAORDINARY>                       6,734                   6,866                   4,607                   3,660
<EXTRAORDINARY>                                      0                       0                       0                       0
<CHANGES>                                            0                       0                       0                       0
<NET-INCOME>                                     6,734                   6,866                   4,607                   3,660
<EPS-PRIMARY>                                      .38                     .38                     .26                     .20
<EPS-DILUTED>                                      .37                     .37                     .25                     .20
<YIELD-ACTUAL>                                    5.03                    4.96                    4.88                    4.75
<LOANS-NON>                                     10,390                  12,389                   9,688                  10,279
<LOANS-PAST>                                     4,560                   4,878                   3,940                   3,065
<LOANS-TROUBLED>                                 2,324                   2,158                   2,690                   2,709
<LOANS-PROBLEM>                                      0                       0                       0                       0
<ALLOWANCE-OPEN>                                26,673                  26,999                  27,853                  27,852
<CHARGE-OFFS>                                    1,893                   1,618                   2,108                   2,230
<RECOVERIES>                                       454                     480                     372                     328
<ALLOWANCE-CLOSE>                               26,999                  27,853                  27,852                  30,231
<ALLOWANCE-DOMESTIC>                            26,999                  27,853                  27,852                  30,231
<ALLOWANCE-FOREIGN>                                  0                       0                       0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0                       0                       0