<ARTICLE> 9 <RESTATED> <MULTIPLIER> 1000 <PERIOD-TYPE> 3-MOS 3-MOS 3-MOS 3-MOS <FISCAL-YEAR-END> DEC-31-1998 DEC-31-1998 DEC-31-1998 DEC-31-1998 <PERIOD-END> MAR-31-1998 JUN-30-1998 SEP-30-1998 DEC-31-1998 <CASH> 111,861 116,884 114,787 134,847 <INT-BEARING-DEPOSITS> 8,324 6,575 5,449 4,192 <FED-FUNDS-SOLD> 114,707 48,203 29,997 44,706 <TRADING-ASSETS> 0 0 0 0 <INVESTMENTS-HELD-FOR-SALE> 462,678 479,019 505,081 455,082 <INVESTMENTS-CARRYING> 140,103 134,109 127,586 118,575 <INVESTMENTS-MARKET> 140,599 134,607 129,081 119,522 <LOANS> 2,223,807 2,278,713 2,354,238 2,422,884 <ALLOWANCE> 31,741 32,202 32,676 32,308 <TOTAL-ASSETS> 3,204,651 3,214,826 3,281,146 3,403,540 <DEPOSITS> 2,701,542 2,681,451 2,689,550 2,851,042 <SHORT-TERM> 119,910 141,323 188,915 150,981 <LIABILITIES-OTHER> 37,934 45,044 47,983 50,252 <LONG-TERM> 72,798 70,614 71,747 69,492 <PREFERRED-MANDATORY> 0 0 0 0 <PREFERRED> 2,749 2,719 2,568 2,380 <COMMON> 36,782 38,313 38,381 38,529 <OTHER-SE> 232,936 235,362 242,002 240,864 <TOTAL-LIABILITIES-AND-EQUITY> 3,204,651 3,214,826 3,281,146 3,403,540 <INTEREST-LOAN> 49,556 50,870 51,968 52,677 <INTEREST-INVEST> 9,167 8,954 9,317 9,131 <INTEREST-OTHER> 1,239 1,451 908 736 <INTEREST-TOTAL> 59,962 61,275 62,193 62,544 <INTEREST-DEPOSIT> 23,654 24,144 24,619 24,240 <INTEREST-EXPENSE> 26,266 26,983 27,634 27,177 <INTEREST-INCOME-NET> 33,696 34,292 34,559 35,367 <LOAN-LOSSES> 1,761 1,615 1,977 2,219 <SECURITIES-GAINS> 547 415 173 249 <EXPENSE-OTHER> 27,612 28,580 28,970 29,974 <INCOME-PRETAX> 12,269 12,166 12,054 12,127 <INCOME-PRE-EXTRAORDINARY> 8,288 7,734 8,008 8,168 <EXTRAORDINARY> 0 0 0 0 <CHANGES> 0 0 0 0 <NET-INCOME> 8,288 7,734 8,008 8,168 <EPS-BASIC> .41 .38 .39 .40 <EPS-DILUTED> .39 .36 .38 .39 <YIELD-ACTUAL> 4.78 4.69 4.63 4.63 <LOANS-NON> 8,437 9,619 10,449 12,250 <LOANS-PAST> 2,463 2,648 2,868 2,943 <LOANS-TROUBLED> 1,712 1,831 1,840 1,770 <LOANS-PROBLEM> 0 0 0 0 <ALLOWANCE-OPEN> 31,055 31,741 32,202 32,676 <CHARGE-OFFS> 1,566 1,490 1,724 2,854 <RECOVERIES> 491 336 221 267 <ALLOWANCE-CLOSE> 31,741 32,202 32,676 32,308 <ALLOWANCE-DOMESTIC> 31,741 32,202 32,676 32,308 <ALLOWANCE-FOREIGN> 0 0 0 0 <ALLOWANCE-UNALLOCATED> 0 0 0 0