<ARTICLE> 9 <RESTATED> <MULTIPLIER> 1000 <PERIOD-TYPE> 3-MOS 3-MOS 3-MOS 3-MOS <FISCAL-YEAR-END> DEC-31-1997 DEC-31-1997 DEC-31-1997 DEC-31-1997 <PERIOD-END> MAR-31-1997 JUN-30-1997 SEP-30-1997 DEC-31-1997 <CASH> 104,787 109,705 100,047 112,292 <INT-BEARING-DEPOSITS> 4,397 2,904 5,039 5,581 <FED-FUNDS-SOLD> 77,324 39,792 73,022 46,013 <TRADING-ASSETS> 0 0 0 0 <INVESTMENTS-HELD-FOR-SALE> 351,783 348,578 376,446 470,118 <INVESTMENTS-CARRYING> 205,214 185,305 162,759 154,241 <INVESTMENTS-MARKET> 203,459 184,714 162,946 154,624 <LOANS> 2,007,787 1,973,358 2,016,830 2,175,789 <ALLOWANCE> 31,789 31,573 29,245 31,055 <TOTAL-ASSETS> 2,846,981 2,775,738 2,847,259 3,094,798 <DEPOSITS> 2,408,722 2,306,782 2,357,815 2,584,541 <SHORT-TERM> 123,024 135,853 138,506 127,186 <LIABILITIES-OTHER> 31,642 37,906 36,680 41,578 <LONG-TERM> 45,740 48,863 61,135 72,246 <PREFERRED-MANDATORY> 0 0 0 0 <PREFERRED> 3,233 3,061 2,900 2,875 <COMMON> 34,009 35,427 35,519 36,800 <OTHER-SE> 165,658 171,647 178,603 229,572 <TOTAL-LIABILITIES-AND-EQUITY> 2,846,981 2,775,738 2,847,259 3,094,798 <INTEREST-LOAN> 45,635 46,922 46,418 48,250 <INTEREST-INVEST> 8,020 8,382 8,130 8,305 <INTEREST-OTHER> 1,200 1,024 1,094 1,679 <INTEREST-TOTAL> 54,855 56,328 55,642 58,234 <INTEREST-DEPOSIT> 20,913 21,498 21,379 22,676 <INTEREST-EXPENSE> 23,152 23,866 23,979 25,630 <INTEREST-INCOME-NET> 31,703 32,462 31,663 32,604 <LOAN-LOSSES> 2,423 3,673 2,505 2,902 <SECURITIES-GAINS> 525 (55) 423 394 <EXPENSE-OTHER> 24,759 29,350 23,069 26,143 <INCOME-PRETAX> 11,435 5,565 13,184 10,903 <INCOME-PRE-EXTRAORDINARY> 7,655 3,770 9,011 7,638 <EXTRAORDINARY> 0 5,227 0 3,582 <CHANGES> 0 0 0 0 <NET-INCOME> 7,655 8,997 9,011 11,220 <EPS-BASIC> .39 .46 .46 .56 <EPS-DILUTED> .37 .44 .44 .53 <YIELD-ACTUAL> 4.95 4.89 4.99 4.67 <LOANS-NON> 10,300 8,285 7,414 8,365 <LOANS-PAST> 3,356 2,910 4,035 3,220 <LOANS-TROUBLED> 2,629 2,025 1,947 1,345 <LOANS-PROBLEM> 0 0 0 0 <ALLOWANCE-OPEN> 31,199 31,788 33,017 33,194 <CHARGE-OFFS> 2,102 2,948 2,624 2,607 <RECOVERIES> 268 504 296 227 <ALLOWANCE-CLOSE> 31,788 33,017 33,194 31,055 <ALLOWANCE-DOMESTIC> 31,788 33,017 33,194 31,055 <ALLOWANCE-FOREIGN> 0 0 0 0 <ALLOWANCE-UNALLOCATED> 0 0 0 0