<ARTICLE> 9 <MULTIPLIER> 1000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-END> JUN-30-1999 <CASH> 123,676 <INT-BEARING-DEPOSITS> 4,524 <FED-FUNDS-SOLD> 6,601 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 449,666 <INVESTMENTS-CARRYING> 94,171 <INVESTMENTS-MARKET> 93,418 <LOANS> 2,566,786 <ALLOWANCE> 34,429 <TOTAL-ASSETS> 3,465,746 <DEPOSITS> 2,841,893 <SHORT-TERM> 272,528 <LIABILITIES-OTHER> 49,129 <LONG-TERM> 50,292 <PREFERRED-MANDATORY> 0 <PREFERRED> 2,224 <COMMON> 40,637 <OTHER-SE> 240,043 <TOTAL-LIABILITIES-AND-EQUITY> 3,465,746 <INTEREST-LOAN> 54,073 <INTEREST-INVEST> 7,953 <INTEREST-OTHER> 382 <INTEREST-TOTAL> 62,408 <INTEREST-DEPOSIT> 22,337 <INTEREST-EXPENSE> 25,527 <INTEREST-INCOME-NET> 36,881 <LOAN-LOSSES> 2,540 <SECURITIES-GAINS> 106 <EXPENSE-OTHER> 30,398 <INCOME-PRETAX> 13,675 <INCOME-PRE-EXTRAORDINARY> 9,453 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 9,453 <EPS-BASIC> .46 <EPS-DILUTED> .45 <YIELD-ACTUAL> 4.78 <LOANS-NON> 10,825 <LOANS-PAST> 2,295 <LOANS-TROUBLED> 1,755 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 32,709 <CHARGE-OFFS> 1,300 <RECOVERIES> 480 <ALLOWANCE-CLOSE> 34,429 <ALLOWANCE-DOMESTIC> 34,429 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0