Exhibit 32.2

                            FORD MOTOR CREDIT COMPANY

                    CERTIFICATION OF CHIEF FINANCIAL OFFICER

      I, David P. Cosper, Vice Chairman, Chief Financial Officer and Treasurer
      of Ford Motor Credit Company (the "Company"), hereby certify pursuant to
      Rule 15d-14(b) of the Securities Exchange Act of 1934, as amended, and
      Section 1350 of Chapter 63 of title 18 of the United States Code, that to
      my knowledge:

        1.        the Company's Quarterly Report on Form 10-Q for the quarter
                  ended September 30, 2004, to which this statement is furnished
                  as an exhibit (the "Report"), fully complies with the
                  requirements of section 13(a) or 15(d) of the Securities
                  Exchange Act of 1934, as amended; and

        2.        the information contained in the Report fairly presents, in
                  all material respects, the financial condition and results of
                  operations of the Company.





                            /s/ David P. Cosper
                            ----------------------------------------------------
                            David P. Cosper
                            Vice Chairman, Chief Financial Officer and Treasurer


Date:  November 8, 2004




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