Exhibit 99.2

            THIS PROXY IS SOLICITED ON BEHALF OF THE BOARD OF DIRECTORS


                                       PROXY


                              METRO BANCSHARES, INC.



      The undersigned hereby appoints John V. Harding and Thomas P. Shirley, 
and each of them, each with the power to act alone and with full power of 
substitution, as attorneys and proxies of the undersigned to attend the 
Special Meeting of Stockholders of Metro Bancshares, Inc. (the
"Corporation"), to be held on June 15, 1994, at 11:00 a.m., Central 
Daylight Savings Time, and all adjournments thereof, and there to vote all 
shares of capital stock of the Corporation held of record
by the undersigned as follows:


      1.     Approval and adoption of an Agreement and Plan of Reorganization, 
             dated as of February 2, 1994, among Fourth Financial Corporation 
             ("Fourth Financial"), the  Corporation, First Dodge City 
             Bancshares, Inc. ("First Dodge"), First National
             Bancshares of Dodge City, Inc. ("FNB"), First National Bank and 
             Trust Company in Dodge City, Metro Bank of Broken Arrow, and the 
             stockholders of First Dodge, and the related Agreement of Merger 
             which provides for the merger of the 
             Corporation, First Dodge, and FNB, 
             into Fourth Financial, all as described in the
             Notice of such meeting and the Joint Proxy Statement-Prospectus 
             which accompanied such Notice.


                   FOR  ___            AGAINST  ___          ABSTAIN  ___


      2.     In their discretion on such other matters as may properly come 
             before the meeting.


This proxy will be voted as directed, or if no direction is indicated with 
respect to Item 1, this proxy will be voted FOR the proposal.


DATED: ____________, 1994                
___________________________________________
                                         Signature

                                         
___________________________________________
                                         Signature if held jointly

Please sign exactly as name(s) appear(s) hereon and return promptly in the 
enclosed envelope, indicating official position or representative 
capacity where applicable.



              PLEASE MARK, SIGN, DATE, AND RETURN THE PROXY
                  PROMPTLY USING THE ENCLOSED ENVELOPE.