Exhibit 23.03







Consent of Independent Auditors


We consent to the incorporation by reference in the Registration Statements(Form
S-8 No. 2-80907, No. 33-34455, No. 33-61456, No. 33-53857, No. 33-55364, and No.
33-37477) pertaining to the Amended and Restated 1981 Incentive Stock Option
Plan, the Amended and Restated 1986 Incentive Stock Option Plan, the 1993
Employee Stock Purchase Plan of Fourth Financial Corporation, the Fourth
Financial Corporation 1993 Incentive Stock Option Plan, the Fourth Financial
Corporation Amended and Restated Executive Employees' Deferred Compensation 
Plan, and the Fourth Financial Corporation Savings and Investment Plan of our 
report dated February 19, 1993, with respect to the consolidated financial 
statements of Commercial Landmark Corporation included in this Annual Report on
Form 10-K for the year ended December 31, 1994.






                                    /s/ Sartain Fischbein & Co.

                                    SARTAIN FISCHBEIN & CO.
March 10, 1995