<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS INFORMATION EXTRACTED FROM THE JUNE 30, 1995
FINANCIAL STATEMENTS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               JUN-30-1995
<CASH>                                          407145
<INT-BEARING-DEPOSITS>                            1280
<FED-FUNDS-SOLD>                                 51715
<TRADING-ASSETS>                                   690
<INVESTMENTS-HELD-FOR-SALE>                     458492
<INVESTMENTS-CARRYING>                         1846091
<INVESTMENTS-MARKET>                           1825668
<LOANS>                                        4386184
<ALLOWANCE>                                      72117
<TOTAL-ASSETS>                                 7504594
<DEPOSITS>                                     6041608
<SHORT-TERM>                                    704123
<LIABILITIES-OTHER>                              59529
<LONG-TERM>                                      49623
<COMMON>                                        138133
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                      99469
<OTHER-SE>                                      412109
<TOTAL-LIABILITIES-AND-EQUITY>                 7504594
<INTEREST-LOAN>                                 191911
<INTEREST-INVEST>                                80366
<INTEREST-OTHER>                                  2902
<INTEREST-TOTAL>                                275217
<INTEREST-DEPOSIT>                              112430
<INTEREST-EXPENSE>                              139670
<INTEREST-INCOME-NET>                           135547
<LOAN-LOSSES>                                     2033
<SECURITIES-GAINS>                             (21873)
<EXPENSE-OTHER>                                 126406
<INCOME-PRETAX>                                  35877
<INCOME-PRE-EXTRAORDINARY>                       23562
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     23562
<EPS-PRIMARY>                                      .72
<EPS-DILUTED>                                      .72
<YIELD-ACTUAL>                                    4.02
<LOANS-NON>                                      27705
<LOANS-PAST>                                      9452
<LOANS-TROUBLED>                                   464
<LOANS-PROBLEM>                                   6800
<ALLOWANCE-OPEN>                                 72867
<CHARGE-OFFS>                                     9892
<RECOVERIES>                                      5476
<ALLOWANCE-CLOSE>                                72117
<ALLOWANCE-DOMESTIC>                             72117
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0