<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS INFORMATION EXTRACTED FROM THE SEPTEMBER 30, 1995
FINANCIAL STATEMENTS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               SEP-30-1995
<CASH>                                          397464
<INT-BEARING-DEPOSITS>                            1090
<FED-FUNDS-SOLD>                                  3310
<TRADING-ASSETS>                                  2295
<INVESTMENTS-HELD-FOR-SALE>                     418927
<INVESTMENTS-CARRYING>                         1774381
<INVESTMENTS-MARKET>                           1756550
<LOANS>                                        4403973
<ALLOWANCE>                                      71008
<TOTAL-ASSETS>                                 7341820
<DEPOSITS>                                     5945992
<SHORT-TERM>                                    619085
<LIABILITIES-OTHER>                              65228
<LONG-TERM>                                      49686
<COMMON>                                        138191
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                      99362
<OTHER-SE>                                      424276
<TOTAL-LIABILITIES-AND-EQUITY>                 7341820
<INTEREST-LOAN>                                 292972
<INTEREST-INVEST>                               116745
<INTEREST-OTHER>                                  4539
<INTEREST-TOTAL>                                414319
<INTEREST-DEPOSIT>                              170766
<INTEREST-EXPENSE>                              208661
<INTEREST-INCOME-NET>                           205658
<LOAN-LOSSES>                                     3294
<SECURITIES-GAINS>                             (21778)
<EXPENSE-OTHER>                                 186370
<INCOME-PRETAX>                                  72584
<INCOME-PRE-EXTRAORDINARY>                       46606
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     46606
<EPS-PRIMARY>                                     1.50
<EPS-DILUTED>                                     1.50
<YIELD-ACTUAL>                                    4.08
<LOANS-NON>                                      26664
<LOANS-PAST>                                     11785
<LOANS-TROUBLED>                                   545
<LOANS-PROBLEM>                                  22300
<ALLOWANCE-OPEN>                                 72867
<CHARGE-OFFS>                                    15920
<RECOVERIES>                                      9134
<ALLOWANCE-CLOSE>                                71008
<ALLOWANCE-DOMESTIC>                             71008
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0